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In several words: Yes, and It All Depends.

The governing documents must specify that locking out a tenant is one option it can execute -- and one that is well known, documented and legal in your state -- to leverage an owner who does not pay assessments into paying them.

If, however, the tactic is not well known, documented and/or legal in this state, the tenant may have a cause of action against the HOA.

In this case, the owner enjoys a revenue stream from the unit, which has its operating expenses paid by assessments. So it's reasonable that the HOA use the relationship with the tenant to leverage payment of assessments.

Locking out the tenant should be one of the final acts that the HOA takes, after notifying the owner of being in arrears, denying the tenant access to amenities, filing a lien on the unit's title, calling the owner and asking for payment and even stepping into the revenue stream, so that the assessments are paid to the HOA by the tenant's rent.

It's also possible that the HOA can sell the unit to recover the monies owed by the owner.

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Q: Can a HOA lock out a tenant if home owner has unpaid HOA fees?
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