No, they are completely different accounts.
It usually depends on a Mortgage Bank and also on the individuals previous credit ratings.
When trying to get a mortgage from Georgia Bank and Trust, it is a common practice for the bank to run your credit through one of three credit reporting agencies. The website for the bank does not list what credit reporting agency they use.
You can go to your local bank or the bank which you bank with and ask a mortgage loan officer, or a loan officer to run your credit to see what it is.
Mortgage refinance companies include Freddie Mac, Pacific Credit Union, Federal Credit Union, Affinity Credit Union, Amegy Bank and Hartwick State Bank.
Bank Of America does not allow payments towards mortgage balance to be applied from a credit card, only a checking account. Cash advance from a credit card can be obtained and then transferred to a checking account which is being used for the mortgage payment.
Mortgage lenders are almost always banks of some sort and most banks do not give mortgage lends to people who have bad credit. However, there is one American bank called Always Trust National Bank that will give mortgage lends to people who have bad credit.
Chase will qualify you for a mortgage even if you have bad credit. You can even have filed for bankruptcy
Yes.
Depending on your credit score, Bank of America mortgage rates can be as low as .5% or as high as 20% APR.
Some trustworthy bad credit mortgage companies are First America and US Bank. They will provide you with reasonable rates on your mortgage when you decide to buy.
The bank expects the estate to keep the mortgage current. They may allow the mortgage to be assumed if the credit rating of the individuals is acceptable.
Someone can get mortgage refinancing quotes from the bank manager at the branch of the bank they deal with, at a Credit Union, or a place that specializes in mortgages.