answersLogoWhite

0


Best Answer

At my bank, it is possible to do this but it's not recommended. It is up to the banker opening the account to make this exception. Many times it happens when the customer is setting up a direct deposit to the account. Also, the banker makes no incentive pay on a zero balance account, so it's extra time and work with no additional pay.

User Avatar

Wiki User

16y ago
This answer is:
User Avatar
More answers
User Avatar

Wiki User

14y ago

Not sure if they can. They can close one, and then tell you that the account never existed. Took me 8 months to get it sorted out.

This answer is:
User Avatar

User Avatar

Wiki User

6y ago

On opening an account backs will normally ask for a small deposit to start the process.

This answer is:
User Avatar

Add your answer:

Earn +20 pts
Q: Can a bank open a checking account without customers knowledge?
Write your answer...
Submit
Still have questions?
magnify glass
imp
Related questions

Where can I Open A Checking Account without a credit check?

You can open a checking account with badcreditnic.com. The do no check your credit.


What is the purpose of statement of account?

The purpose of a checking account statement, or any type of account statement for that matter, is to keep track of your account and make sure that no fraudulent activity is happening without your knowledge. Better to be safe than sorry!


What is the purpose of a statement of account?

The purpose of a checking account statement, or any type of account statement for that matter, is to keep track of your account and make sure that no fraudulent activity is happening without your knowledge. Better to be safe than sorry!


Does the Susquehanna Bank offer free checking without a minimum balance?

No, it does not require any minimum balance for a free checking account. All monthly maintenance fees are also waved. Customers are able to write as many checks as they would like free of charge. New Jersey Consumer Checking Account qualifier.


Can you deposit to your checking account without going to home branch?

no,


When could women legally get a checking account on their own without a cosigner in the US?

women could legally get a checking account on their own without a cosigner in the U.S. in present day today.


Is it against the law for a landlord to serve larger measures of alcohol to customers without the customers knowledge?

yes


What is Standard Checking Account?

A standard checking account at most banks is an account where a person puts money in, and then they can write checks to pay their bills or get cash. A standard checking account might have a minimum balance the account holder has to maintain, without being charged a service fee.


Can a checking account be frozen?

Yes. But it wouldn't be done without a reason.


Are there any major banks that offer a free checking account without direct deposit?

Yes there are. From personal experience I can tell you Associated Bank offers a free checking account without direct deposit.


Does the IRS tax you on your checking account without interest?

No. If your checking account in non interest bearing, then the you will have no interest to report on your income tax return and therefore no tax to pay.


Show Me The Money: The Perks of a Chase Checking Account?

Opening a checking account at a bank is a very good way to keep track of money. A lot of banks offer great promotions to lure customers into their branch. Chase Bank, formerly known as Bank One, is known for offering fabulous promotions and advantages for opening a checking account.There are several types of checking accounts that Chase offers. One type is Free Checking, which is good for anyone who lives modestly. One advantage of a Free checking account is that it doesn't charge customers a monthly fee nor a minimum balance after the deposit. This doesn't mean that there is not a minimum deposit requirement. Often, Chase requires an initial $25 or $50 to get the ball rolling, but there is no minimum in the subsequent months.Another type is Premier Checking, which is ideal for the more discreet customer. This prestigious account offers free online banking and allows customers the opportunity to pay their bills without a fee. Also included in the package is free personal checks and customers get an option of overdraft protection, which offers temporary financial backup if the account is overdrawn.Even with all these perks, Chase offers cash bonuses for opening checking accounts. Pre-existing, as well as new, customers can take advantage of these bonuses. All customers need to do is walk in a local branch with a coupon, which is usually sent via email or direct mail, present it to the personal banker, and open up an account. A check card is usually sent within 7 to 10 days, and allows customers to make purchases that are withdrawn directly from their account. After a period of 30-90 days, the bonus is deposited after meeting certain requirements such as minimum card use, online bill payments, or direct deposit.Opening a Chase checking account certainly has certain advantages. A lot of customers are discovering the luxuries of a Chase checking account. Whether your cup of tea is Free Checking or Premier, you'll find that a Chase checking account caters to a lot of different needs. The first step is to stop in a local bank and talk with your personal banker.