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If there is a monthly fee for your account that cannot be covered by the available funds you have or if you have signed up for a subscription service that tries to charge you when you don't have money, then yes they can. Subscriptions are especially dangerous if you become overwhelmed by the number of monthly charges you have to pay, and they count as authorized charges unless you prove to your bank that you cancelled the service, or if you tried to but you couldn't get in touch with the company. They can also overdraw you for a non-subscription charge you agreed to.
As for random charges that comes out of the blue, they can't really do that. Talk with a representative of your bank to get it straightened out- usually a brief (and calm!) discussion with a teller or personal banker at your local branch is enough to get overdraft fees waived and money returned to your account.
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Can a wife take money out of her husband's bank account without his permission?
Legally, in most cases, yes. Ethically, no, not without permission.
Can a bank transfer money from one account to another without permission?
No. A bank cannot do that. A bank cannot transfer money from one account to another without prior approval or permission from the account holder from whose account money is going to be taken. If such a thing happens, the affected customer can sue the bank.
Can a bank move your funds from one account to another without your permission?
No. It is your account and the bank cannot move funds from one account to another without your approval or rather without you asking them for it.
Can a bank overdraw your account to pay their own charges?
It Depends: Yes - If you have a valid overdraft account with the bank and you currently do not have enough balance in your account to pay for bank charges No - If you do not have a valid overdraft account with the bank.
Can a bank transfer money from one account to another to pay off fees without permission?
no
What can happen if you overdraw a bank account?
You may be charged an overdraft fee.
Can a wife take money out of her husband's bank account without his permission?
Legally, in most cases, yes. Ethically, no, not without permission.
Are you allowed to take seeds from a seed bank?
Not without special permission.
Is it illegal for a bank to reopen a customer's account without permission?
Yes
Can your mum access your bank statements without your permission?
Yes, if you are a minor.
Can you open a bank account at 17 without parent permission in Michigan?
No its 18
Can a bank transfer money from one account to another without permission?
No. A bank cannot do that. A bank cannot transfer money from one account to another without prior approval or permission from the account holder from whose account money is going to be taken. If such a thing happens, the affected customer can sue the bank.
Can a bank legally modify your checking account without warning or your approval?
Your bank can deduct amounts from your own accounts for several reasons. If you cash a check that cannot be collected by the bank the bank will deduct the amount of the check from any of your accounts that has a balance. It can do the same if you overdraw one of your accounts. You gave the bank permission to do so when you opened your accounts. The bank can take bank fees from your account and also fees for check orders.
Can a bank move your funds from one account to another without your permission?
No. It is your account and the bank cannot move funds from one account to another without your approval or rather without you asking them for it.
Can a bank overdraw your account to pay their own charges?
It Depends: Yes - If you have a valid overdraft account with the bank and you currently do not have enough balance in your account to pay for bank charges No - If you do not have a valid overdraft account with the bank.
Can a bank transfer money from one account to another to pay off fees without permission?
no
Who can take money out your bank without permission?
The Internal Revenue Service can as well as those operating under court order.
