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If there is a monthly fee for your account that cannot be covered by the available funds you have or if you have signed up for a subscription service that tries to charge you when you don't have money, then yes they can. Subscriptions are especially dangerous if you become overwhelmed by the number of monthly charges you have to pay, and they count as authorized charges unless you prove to your bank that you cancelled the service, or if you tried to but you couldn't get in touch with the company. They can also overdraw you for a non-subscription charge you agreed to.
As for random charges that comes out of the blue, they can't really do that. Talk with a representative of your bank to get it straightened out- usually a brief (and calm!) discussion with a teller or personal banker at your local branch is enough to get overdraft fees waived and money returned to your account.
What else can I help you with?
Can a bank reopen a closed account without your permission?
No, a bank cannot reopen a closed account without your permission.
Can an employer legally withdraw money from your bank account without your permission?
No, an employer cannot legally withdraw money from your bank account without your permission.
Can a bank close your account without your permission?
Yes, a bank can close your account without your permission under certain circumstances, such as if you violate the bank's terms and conditions, engage in fraudulent activities, or pose a risk to the bank's security.
Can a wife take money out of her husband's bank account without his permission?
Legally, in most cases, yes. Ethically, no, not without permission.
Can a bank legally take money from your account without your permission?
In certain situations, such as outstanding debts or fees, a bank may have the legal right to withdraw money from your account without your explicit permission.
Can a bank reopen a closed account without your permission?
No, a bank cannot reopen a closed account without your permission.
Can an employer legally withdraw money from your bank account without your permission?
No, an employer cannot legally withdraw money from your bank account without your permission.
What can happen if you overdraw a bank account?
You may be charged an overdraft fee.
Can a bank close your account without your permission?
Yes, a bank can close your account without your permission under certain circumstances, such as if you violate the bank's terms and conditions, engage in fraudulent activities, or pose a risk to the bank's security.
Can a wife take money out of her husband's bank account without his permission?
Legally, in most cases, yes. Ethically, no, not without permission.
Can a bank legally take money from your account without your permission?
In certain situations, such as outstanding debts or fees, a bank may have the legal right to withdraw money from your account without your explicit permission.
Can bank employees access my account without permission?
No, bank employees cannot access your account without permission. Unauthorized access to a customer's account is a violation of privacy laws and banking regulations.
Is it illegal for a bank to reopen a customer's account without permission?
Yes
Are you allowed to take seeds from a seed bank?
Not without special permission.
Can your mum access your bank statements without your permission?
Yes, if you are a minor.
Have you experienced an unauthorized withdrawal from your bank account?
Yes, have you had money taken out of your bank account without your permission?
Can your parents legally withdraw money from your bank account without your permission?
No, in most cases, parents cannot legally withdraw money from their child's bank account without permission once the child turns 18.
