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Can a bank refuse to accept a check if the name of the issuing bank is not on the check?
Wiki User
∙ 10y ago
Is this a hypothetical question or are you aware of a bank that actually does not print its name on its checks?
Banks can refuse to accept checks they believe to be counterfeit, and a check without the name of the issuing bank on it sure sounds like it might be counterfeit to me.
Wiki User
∙ 10y ago
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Can you cash a personal check with no id?
No. The bank will require a valid identity proof if you want cash for the check. However, if you want to deposit it into your bank account, the bank wont as for any Id. They will accept the check and credit cash into your account as soon as your check gets paid by the issuing bank.
Will banks refuse payment of stale check presented through clearing?
Yes. They will refuse payment. No bank will actually cash a stale dated check. Checks usually have a validity of 90 or 180 days (depending on the country) and after that date, the check is stale and worthless. No bank will accept such checks for cashing or cash it.
Can a bank refuse to cash a check?
Yes they can for several reasons. If you don't have an account with them can plus they can charge you a fee if they do. If there is something that looks wrong with the check they can refuse. Sometimes checks are stolen and if the check you have is from that company they can refuse. If the account is closed they can refuse.
Will a bank accept a torn check?
It depends. If the Signature or the Amount in the check is torn, then the bank will not accept it. However, if the tear is in any corner of the check, that doesnt affect the checks legality then the bank may accept it. A point to note is that, the bank may decide to reject it, if they feel there was any malpractice which caused the check to be torn.
Time to cash a check?
The time required to cash a check is dependent on various factors like the bank issuing it, the city which the check issuing bank is present and the amount. Let us say your friend living in your city issues a check from a bank in which you have an account that too in the same branch, your check can get cleared the same day. But if the check is from a different bank in a different city it may take 2-3 business days to get the money.
Can you cash a personal check with no id?
No. The bank will require a valid identity proof if you want cash for the check. However, if you want to deposit it into your bank account, the bank wont as for any Id. They will accept the check and credit cash into your account as soon as your check gets paid by the issuing bank.
The card-issuing bank will not accept a csqi or dispute form by fax?
False
Will the Card-Issuing Bank accept a CSQI or Dispute Form by fax?
False
Will banks refuse payment of stale check presented through clearing?
Yes. They will refuse payment. No bank will actually cash a stale dated check. Checks usually have a validity of 90 or 180 days (depending on the country) and after that date, the check is stale and worthless. No bank will accept such checks for cashing or cash it.
Does a check a check you accept have to have your name on it?
No, the "Pay to the order of" line can be left blank. When you present the check at the bank that line must have been filled in or the bank will not cash it. It is common to leave that line blank when the vendor has a rubber stamp with their name. They will stamp it after you sign it. You can accept a check that somebody signs over to you. They would endorse the back after writing Pay to the order of "you". When you present that at the bank, the bank will ask you to endorse the check below the other party's endorsement. The bank will probably not cash it immediately unless you have sufficient funds in your account to cover the check. Some banks will refuse to accept a check that has been signed over.
Can a bank refuse to cash a check?
Yes they can for several reasons. If you don't have an account with them can plus they can charge you a fee if they do. If there is something that looks wrong with the check they can refuse. Sometimes checks are stolen and if the check you have is from that company they can refuse. If the account is closed they can refuse.
Will a bank accept a torn check?
It depends. If the Signature or the Amount in the check is torn, then the bank will not accept it. However, if the tear is in any corner of the check, that doesnt affect the checks legality then the bank may accept it. A point to note is that, the bank may decide to reject it, if they feel there was any malpractice which caused the check to be torn.
How can you cash this cashiers check if you dont know its real?
Take it to the bank whose address appears on the check (as the issuing bank) and see if a teller will cash it for you.
The card-issuing bank will not accept the dispute of any item if the bank does not receive the Dispute Form within days after the disputed transaction appears on a statement?
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Who signs a cashiers check the purchaser or the bank issuing it?
It's signed by an employee of the bank - to authorise the funds being paid to you.
Is it legal for Citibank the bank that issued the check refuse to cash it?
Yes. Their may be very valid legal reasons for a bank (or business) to issue a check, and then refuse to negotiate it. It all depends on the specifics of the matter.
Time to cash a check?
The time required to cash a check is dependent on various factors like the bank issuing it, the city which the check issuing bank is present and the amount. Let us say your friend living in your city issues a check from a bank in which you have an account that too in the same branch, your check can get cleared the same day. But if the check is from a different bank in a different city it may take 2-3 business days to get the money.
