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Q: Can a bill which I was never sent a copy of be sent to a collection agency?
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What do you do about a bill from a collection agency for a bill you never owed?

Notify the collection agency in writing that the debt is invalid and the reason why. Keep a copy for yourself, and if possible send a copy to the original creditor.To save yourself some time and keep the best records, send any correspondence certified, return receipt, so the collection agency and the creditor cannot come back later and say, "We did not receive your letter." In the event that collections continues, and results in legal action, you can take your mail receipt with you to court, and likely as not the judge will dismiss the case and the creditor's ability to continue to pursue collections.


Can collection agencies take your welfare check?

no , there is no way a collection agency can take welfare funds.should it happen ,send a copy of your benefits statement showing proof that it is welfare. the agency will then send a reversal and monies will be returned ..


If Company A sends your acct to a collection agency but you decide to pay off Company A do you still owe the collection agency money?

Nope. Advise the collection agencey that this was settled with the original creditor. You may have to provide them with a copy of a canceled check or money order. You can also have the creditor call the agency. Some will, some won't.


Collection agency contacting me about my dad's bill they're addressing the letters to me The problem is my dad passed away 2 years ago I don't have the money to pay them How do you get them to go away?

I would suggest getting copy of death certificate and also copy of closed accounts to show that person is unable to pay and estate has no funds.


You received a letter from a collection agency NCO requesting payment on an account that is over five years old what should you do?

There is a 2 year statute of limitations. This collection agency bought this debt for pennies on the dollar and are taking a chance that they will be able to collect. Write them back and tell them that the debt is old and is past the time allowed to collect. Tell them that they are to not contact you again and that they are not to report this to the credit beaureau. Make a copy for yourself and send a copy to them certified mail. This way they can't say that they never received it.


Are you still liable for a balance that appears on a credit card that was charged off even if you paid the collection agency?

No. You can take the paperwork with the collection and send a certified copy to all 3 credit bur., and it will or should be taken off.


How do you get a charge-off removed from your credit report after you have paid it in full?

You should send notification to the collection agency you paid in full. They will have the status changed. Carbon Copy the credit bureau.


After you told this collection agency who brought your account not to call you on your job can they continue?

If you "told" them , I would assume you meant you did this via the phone. Then with that being the case , yes, they may continue to contact you. ONLY if you either write them a leter stating to not cntactyou at work , or you notify them that your employer does not permet personal calls would the collection agency not be permitted to contact you at work. I would also say that any communication should be done by letter and those letters should be done either registered or certified or both. In this manner you have documentation from the post office that you actually did contact the collection agency and when you had that contact. Also it provs you did send something so the collection agency can not latter on claim they never got anything from you the debtor . It should go without saying , but I will say it anyway , as well as sending your communication with a collection agency by registered mail, please also keep a copy of each letter that you send to them for your own records ..


Is it legal for a collection agency to try to collect on a debt that was released in bankruptcy and then sold to the collection agency by the original creditor bank?

Legal or not, this happens every day. Inform the collection agency and the original lender that this was included in the bankruptcy. The collection agency may want to see proof but usually the original lender will call and request that - that particular account be sent back. Make sure you get something in writing from the original lender--and that the collection agency REMOVES their account off your credit report--check your report 3 to 6 months later, to make sure this has been done. If you don't want to wait--send a copy of the signed letter on the lender's letterhead to all 3 collection agencies and wait for their response. Even though it will take about 30 days--this is the quickest way.


How can I get a copy of my ComEd bill?

i need a copy of my bill


How do you find out what state entered a state tax lien on you and get a copy of it?

You can pull a copy of your credit report from equifax or experian. www.equifax.com or www.experian.com It will list the revenue department that issued the lien against you. You can contact them directly and they will be able to direct you to collection agency they sold your debt to


Copy of your gas and electric bill?

my answer is a real copy of an actual light bill .