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Can a car be registered and insured in the owner's state when a family member uses the car in a different state?
Wiki User
∙ 9y ago
You need to be very careful when doing something like this. If the person driving the car is a member of the immediate family and household like the owners son who is in college, the insurance company may be willing to accept the risk if they do business in the state where the son is located. You need to make certain that the garaging address for that vehicle is shown as the son's address as well and that the company knows the arrangement and agrees to the situation. The son or family member must also be listed as a driver on the policy. The rates will be based on the garaging address where the son is located. If the company is not aware of the situation and claim occurs they will most likely deny the claim due to "material misrepresentation" which basically means you lied to the company.
Wiki User
∙ 9y ago
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