The answer is yes -- Chapter 13s are removed after 7 years in a credit file
IF by dropped you mean the case was dismissed, the answer depends on when and why the case was dismissed.
No. Dismissed is essentially incomplete - no resolution...discharged is completed and closed.
A CHAPTER 7 BANKRUPTCY TAKES 10 YEARS BEFORE THIS IS REMOVED OFF OF YOUR CREDIT REPORT. THE GOOD NEWS THIS DOES NOT AFFECT YOUR CREDIT ANY LONGER! *********************I filed Chapter 7 in 2003 and depending on what your state court's definition of "dismissed" is it CAN affect your credit. For instance, some courts definition of "dismissed" is the same as "discharged." In Ohio it is "discharged" and I no longer owe any debt, however it DID IN FACT AFFECT MY CREDIT. I can NO LONGER get any. I received denial letters stating the reason for being denied, "Bankruptcy." So do your homework according to your state.
You can write them or call and request that your bankruptcy be removed. They do not have to remove it, however. It is generally the amount of time that it falls off your credit or is not considered when being looked at for credit.
not at the same time, and you'll have to wait a certain period of time after being dismissed/discharged from one before filing the other.
Negative information on a CR is expunged 7 years after the DLA. Valid negative information cannot be removed from a CR until the aforementioned time has expired. Chapter 13 BKs are removed after 7 years, Chapter 7 BKs after 10 years.
yes
A Chapter 13 bankruptcy that was dismissed without being successfully discharged will typically remain on your credit report for 7 years from the date it was filed. This means it may stay on your credit report until August 2006, assuming there are no other issues that extend the reporting period.
It should rotate off of your credit report about 7 years after being discharged. It cannot be removed.
Context clues for the word "expulsion" could include phrases like "forced to leave," "kicked out," or "ejected from." These clues suggest that "expulsion" refers to being removed or dismissed from a place or situation.
If the case re-appeared in the system after being "dismissed' - that means it must have been dismissed "WITHOUT PREJUDICE." This means that the original charge was somehow legally faulty and the judge dismissed it. WITHOUT prejudice means that the prosecutor, after correcting the deficiency, can re-file the charge. If the judge had dismissed it WITH prejudice, the case could not have been re-filed. About your being unable to reach your attorney.... I cannot comment on that.
They are no longer barred from using all legal means to collect. they will call, mail, pursue, bring you to court, get judgements, seize and sell assets..whatever. What do you do to get paid from someone who owes you?