No, and please NEVER EVER! give a collection agency ANY personal financial information. Not your place of employment, other creditors, and most importantly NEVER NEVER bank account, credit union, etc. information. DO NOT ALLOW them to make an automatic withdrawal, no matter what sort of intimidation tactics they try.
No. A creditor must file a lawsuit in the circuit or district court in the state where the debtor lives. If the creditor/plaintiff wins the suit a judgment will be entered against the debtor/defendant. The judgment can then be executed against non-exempt property belonging to the debtor(s). Most states allow bank account levy of some sort. If a person believes they may be sued by a creditor they should obtain legal advice and if possible legal representation. The involved party might wish to contact the state bar association or the local legal aid society for an attorney referral.
Yes! Creditors can garnish a personal checking account. As long as the creditor has the checking account info they can garnish a checking account.
no
Get the account number, call the bank and ask to certify funds available.
Yes, Chase Total Checking bank account is available to Canadians and has been since Chase Total Checking has been operational. This form of Checking is on-line based and it doesn't matter what location one uses it from.
Most checking accounts have no fees. Savings account has more fees than checking accounts because of the higher interest yields available in a savings account.
== == no they can not do so for a medical bill.
Yes, provided this provision is allowed by your state's laws.
Sounds like Karma to me.....
A checking account is called a "demand deposit" because it is available for transfer to another individual or company by writing a check or draft.
A US checking Account
In Texas, a collection agency can potentially levy a joint checking account, even if the debt was solely your spouse's prior to your marriage. Joint accounts are considered the assets of both account holders and are subject to collection efforts. It is advisable to consult with an attorney for specific legal advice regarding your situation.
They have a list of them here http://www.moolanomy.com/1733/best-high-yield-online-checking-account-rates/