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Yes if they are licensed to collect in that state.

Added Comment:

Technically true, however, ONLY if they solely own the debt. If they are acting on behalf of your credit card company, then "no" they can not ... NOT on their own accord. They must actually get permission.

A lot depends on the actual action. Most agencies purchase these bad debt accounts for very small amounts .... and it's the agency that tries to get whatever they can out of it. It depends on their initial investment.

If you pay "something", they can not take you to court... You are showing attempt to pay... doesn't matter if it's a dollar OR $10....

Always better though, to try and settle or something like that.

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Q: Can a collection agency sue you in California?
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Can you sue a collection agency if they are not licensed in your state?

No you can not


Can collection agency sue a married person?

Yes.


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Unless you have a specific repayment plan that the collection agency agreed to, there is no legal reason that cannot sue the cosigner.


Can collection agency sue you in Texas?

Any collection agency can, in theory, sue you anywhere they can find you. Whether or not they have jurisdiction or a valid claim and whether you have defenses would depend upon the circumstances.


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Can a collection agency sue if you do not refuse to pay?

If you are not refusing to pay and you pay the debt, they would have no reason to sue you. If you refuse to pay a valid debt, they may advise their client to sue you depending on what state you are in and what the laws are there. Some states only allow original creditors to sue and not the collection agency.


Can you sue a collection agency for collecting more than the original debt?

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Yes - they can, or they can put a lien on the vehicle.


Can you be sued by the original creditor if they have already sold your case to a collection agency?

If they've sold your case to a collection agency, they have been "paid" for your debt with the money the collection agency gave them for your case, so, no, they can't legally sue you - as far as I know.