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Can a collection agency take you to court if you have not returned their calls or made payment arrangements but you send small monthly payments which they deposit?

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Answer

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Wiki User
01/15/2007

Yes. It is a common misconception that a creditor or collector cannot pursue legal action if any payment from the debtor is accepted. Once a contract is in default the lender or collector can take whatever steps allowed under the laws of the debtor's state to recover monies owed.