i think ist against the fdcpa laws.
No the collection will not be removed from the credit report. They will show it paid in full.
It is possible.
It wount be a collection aggency. But the city can put a judgment on your credit report that will effect your credit score.
Unless you have given a collection agency written permission to pull a full credit report they are in violation of credit laws.
Only the credit bureaus the collection agency can remove a collection from your credit report. The collection agency won't do it now since it is paid and they have no reason to. You can dispute it to the credit bureaus and ask for verification on the account. They will have 30 days to verify the items or it must be removed from your credit report.
A collection agency can report you to the credit bureau for any amount of money. There are agencies that will report for amounts under a hundred dollars.
Yep! If the ambulance company turns your account over to a collection agency that agency might report the collection on your credit. Medical collections are the most common type of collection on a credit report.
sounds like might have sold the account to another collection agency--dispute it after the 7 years is up to get it removed
File a dispute with the credit reporting agency.
The original account with a normal credit company went to a third party collection agency. Only after it went to the collection agency was the debt paid and then the account closed.
== == Collection agencies do not have the legal right to pull your credit report unless you gave them permission.
Only the collection agency or the credit bureaus can remove a collection off a credit report. You can negotiate the removal of the collection off the credit report upon final payment of the debt owed. Some collection agencies have policies against this, some don't. You can also redispute it to the credit bureaus as many times as they will let you. It has a higher chance of being removed if it is paid off and an older account.