Can a condominium association put a lien on the unit owner's business account when the unit is owned by the individual and not the business?

There are several kinds of liens, one of which is generally established automatically in your governing documents, based on your promise to pay your assessments. The association's attorney can formalize this lien and cloud title to your unit ownership as a way to force payment of the monies you owe and have promised to pay.

Another type of lien may require a court proceeding and a judgment against you, in which case, the association may be able to attach whatever assets you own.

You are best advised to seek counsel in this matter to better understand why the lien is being attached to your business account.

Another option is to simply pay the money you owe and ask that the lien be cleared from your record.


Many people own "business accounts" as individuals. Unless you are incorporated or registered as an LLC or some other type of legally recognized business entity then your business account is part of your individual assets and can be attached by your creditors if they can find it. You may have paid some bill at your condominium by using a business check. That would have alerted the association of its existence.

Protecting personal assets is one of the main reasons why many people spend the money to set up a corporation. By doing that you can separate your personal assets from your business assets. If you operate under a DBA that does not allow you to protect your business assets. It's only a name.

If your business is incorporated the condominium association cannot legally attach that account for your personal debt.