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Check with your local building code enforcement bureaucracy. The simple answer is that if you are receiving pay for the work, then yes, you will need a contractor's license. If you are the homeowner and you are doing the work for yourself, no. YOu can do what work you need to do, provided it does not require an inspection in most cases, without a contractor's license.
In New York as elsewhere, liability would rest with the party, contractor or property owner, found to be negligent and/or culpable in the injury. For this reason both property owner and contractor will typically each carry insurance or insure themselves against injury claims by on private property. Additionally, it is a standard and wise practice during the bid and contracting process for the purchasing property owner to ascertain and require the following:Contractor's state contractor license - because claims against contractors will vary as between licensed and unlicensed contractors in most states.Currency and sufficiency of property owner's own liability insurance coverage.A "waiver of liability" agreement (form) provided and agreed to by contractor, prior to start of work, by which contractor agrees to assume liability for any claim by his employees or those of subcontractors on the work site; said form called by various names . . . to be found by contacting cognizant state office/bureau.
A service is provided by the transaction.
It depends on the contracting and mechanic's lien laws in your state and your arrangements with the contractor. If you hire a contractor to "replace a door, labor and materials included" for a flat price, the job will include a factor for the time and expense to go and order or get the door and get it to your property, taxes and delivery charges included. Now when the contractor wants to get paid, and assuming you are in a state that requires the contractor to provide you will a waiver of mechanic's lien rights, the waiver should include information about the materials because the material provider may also have lien rights, and you will be looking to the contractor to "protect you" from those rights if it turns out the contractor got the door on credit and then didn't pay for it and the door seller traces it to your property. In that case the exact amount of the door may be irrelevant as long as its costs are part of the lien waiver. If the facts are different, or you are in a state where all relevant information about a job is to be provided to you, then perhaps yes. You need to check your state's laws regarding contracting for things like this and mechanic lien rights and how to protect yourself against lien claims.
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In most cases, they're property of the school district. They may be property of a city or county, if the districts don't overlap city and county limits. Some areas, school bussing is provided by private contractors (such as First Student), and those are private property. Some districts which use contractors may own the bus, but hire contractor drivers.
Most standard Homeowner's policies cover other structures on the same property that are detached from the main dwelling. This coverage is provided automatically in an amount of 20% of the dwelling coverage and is in addition to the coverage on the main residence.
An insurance endorsement (also known as a rider) is a document that is attached to an insurance policy which modifies or changes the coverage provided in that policy. An example endorsement is one that is placed on homeowner's insurance which protects the homeowner from floods.