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Answered 2015-07-14 16:08:23

Sure they can. Inactive means it hasn't been used for a while, but it is still a valid account.


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Whether or not you can charge the credit card percentage to a customer depends on a number of issues. First does your agreement with the card company allow it. Second does the law allow it. And, how difficult would it be for you and the operation of your business. Can your cash register calculate the amount automatically?

There are many websites that will allow you to check your credit. Most websites charge you to check your credit regardless, but a few will allow you to do it for free. One such website is

vanquis is basicly a credit card company that will give you a credit card regardless of your credit score. you will be able to get a credit card and will allow you to get a better credit score

Finding one's company credit report can be done by purchasing it from a business credit bureau. Dun and Bradstreet as well as Experian offer subscription services to allow for the access to one's own company credit report at any time.

"No, most reputable credit counselors do not charge a fee. Instead they look at your debts, monthly payments, and income and help you make a budget that will allow you to get back on you feet."

Absolutely not. Anyone offering to charge more than the ordinary price for accepting a credit card should be reported to the credit company immediately. On the other hand, offering a "cash discount" is not considered the same thing, as it is no longer the "ordinary price", and it is the merchant who pays the difference (in lost profit).

This depends on your credit card company. Some companies will simply refuse your charges if they will put you over the limit. Others will allow the charge and then fine you for going over the limit. Of course, no company allows chages for hundreds of dollars over the limit but if you have a good record some will allow you to go 5-50 dollars over the limit but it is important to remember that if you do you will pay a fee.

No, N.C. law does not allow wage garnishment when it pertains to credit card debt.

If you want the job, especially if it a job with a potential for future promotion, you may have to. Some company human resources departments are using credit reports as a predictor of reliablilty and to note trends in a persons behavior.

Is there a new SC law on credit cards, that says that you cannnot charge anything under $10.00 with a merchant? The Woodhill Mall Post Office said that there was and would not allow a charge under $10

In the United States, some states allow a discount for cash if a person does not use a credit card, other states do not.

Several websites offer services where a company can accept credit card payments for free. The Site Wizard is one site that will guide one on how to accept credit card payments on their website.

You owe the money to the credit card company. Some credit card companies are part of banks or they allow their credit cards to be used through a bank, but they are specific entities in their own right.

This is so any damages or problems with the car can be charged to you. Oftentimes a rental car company will allow you to simply drop off the car in the lot and won't inspect the car for damages until long after you are gone. With a credit card number, if the seats are torn up, there is tobacco smoke odor or the car is dinged or damaged, the rental car company can charge those repair and cleaning fees to you. If you refuse to pay, the rental car company will still get paid by the credit card company.

Generally, no, unless you cancel the transaction after the fact. If you have made a payment to the credit card company and cancel after the time the transaction was made, yes, the credit card company may take money out of your checking/savings account. If you made some mistake when using your credit card which resulted in a fee or finance charge, the credit card company may put that amount on your credit card bill but may not take the amount out of your checking/savings account unless you specifically ask them to. If you have automatic payments set up, the credit card company may honor those instructions until you send them a WRITTEN request to change the setup. Most card companies allow you to bypass the written component and change automatic payments online.

An in-store charge account is like a credit card account. If you qualify, the store will allow you to purchase items on credit. You are then required to make monthly payments to pay off the merchandise you buy. The store makes money by charging interest on the balance owed.

Yes, most credit card companies will allow one to transfer their balance form one card to another. However, this is not always a wise decision since the transaction will appear on the statement to the credit card company.

A liberal credit policy means a company extends positive terms to buyers. They sometimes offer discounts for early payments or allow longer repayment periods with no penalty.

If a co-signer has no credit, the person may not be able to obtain what they are wanting. This might be a car, or house, but if a co-signer is lacking something, the company may not allow the purchase.

Both Visa and MasterCard dictate that the cardholder has zero liability when a Visa or MasterCard are stolen. Some states allow banks to charge the cardholder up to $50 when their card is stolen and used. If you go to your bank/call you credit card company they should be able to tell you the steps you need to take to dispute any unauthorized charges. As long as you report you card stolen and file a dispute with your credit card company you should be zero percent liable.

It depends on what company you are with. Most company's allow you to renew your insurance online. And can pay it by credit card.

Usually, once a company charges off a debt, they will send the unsavory transaction to the credit bureaus, lowering one's credit score. Even if that individual pays the charge-off, the damage is done insomuch as the lender rarely sends an updated message indicating that the debt was paid. If you paid the charge-off, you may dispute the transaction line (by having a note added to the line that states that the debt was paid on a particular date), however, you DID allow the debt to get charged off, so that line will only go away after seven (7) years.

No. People often allow others to use their card(s). Problems sometime arise if there's a question as to who should pay the charge(s). As far as the credit card company is concerned, only the card holder is responsible for charges made on the account. Unless the card has been used fraudulently.

Business based credit cards are good, also there are several types of prepaid credit cards available that allow you to add funds to the card without the worry of going into credit and getting into debt.

A company is a business structure which has legal status as an entity in its own right. A group of people called directors are responsible for running the company. One or more of these might be a managing director. To a lesser extent, the shareholders are also in charge of a company - it is their invested funds which allow the company to function and they have an interest in how the company is run because the company needs to succeed for them to see a return on their investment.

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