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Yes, if they file suit and receive a judgment the creditor can execute the judgment as a lien against the debtor's property.

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Q: Can a credit card company put a lien against your property in North Carolina?
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Can a credit card company put a lien against you?

A lien cannot be placed against an individual in reality. However, a judgment creditor such as a credit card company can place a lien against real property owned by a judgment debtor. The judgment creditor can take other steps as well to collect the debt, an example would be income garnishment.


What can a credit card company do if they take you to court but you are disabled and still can't pay?

If you are getting disability or social security, credit card companies cannot garnish your wages. However, the judge can issue liens against your property.


Will delinquent property taxes on out of state property effect credit score?

Unpaid property taxes in Florida result in sales of Tax certificates. I have found that the liability is against the property and unpaid taxes are satisfied by a lien against the property. I can't find anywhere the answer as to whether the Taxpayer is not reported to the credit bureau. it seems to me that since counties get the money a different way (investor in the tax certificate) they are not at loss and because the liability is against the property, the owner of the property's credit is not affected? Can someone confirm? Tx CB, Ormond Beach, FL


Can liens be placed on property in North Carolina for non-payment of credit card debt?

Yes, in most cases a lien can be placed against real property belonging to the debtor. If the person is married and it is not a joint debt the property would be exempt from any attempt at forced sale. The N.C. homestead exemption is $10,000.


What can a credit card company do if an Alzheimer patient fails to pay off the balance?

The creditor can seek a court judgment and if successful can record a lien against the debtor's property. The lien must be paid before the property can be refinanced or sold. The creditor can also file a claim against the debtor's estate.

Related questions

Can personal property be levied when a judgment is placed against you for credit card deliquency?

Answer: If your credit card company obtains a judgment against you they may take any property of value that they can find.


Can a credit card company file a judgment lien against your house if there is no equity in the property?

Yes.


Can a credit card company put a lien against you?

A lien cannot be placed against an individual in reality. However, a judgment creditor such as a credit card company can place a lien against real property owned by a judgment debtor. The judgment creditor can take other steps as well to collect the debt, an example would be income garnishment.


What can a credit card company do if they take you to court but you are disabled and still can't pay?

If you are getting disability or social security, credit card companies cannot garnish your wages. However, the judge can issue liens against your property.


If property owned has an equity line of credit owed against it is there a way to lease to own the property?

It's impossible


Will delinquent property taxes on out of state property effect credit score?

Unpaid property taxes in Florida result in sales of Tax certificates. I have found that the liability is against the property and unpaid taxes are satisfied by a lien against the property. I can't find anywhere the answer as to whether the Taxpayer is not reported to the credit bureau. it seems to me that since counties get the money a different way (investor in the tax certificate) they are not at loss and because the liability is against the property, the owner of the property's credit is not affected? Can someone confirm? Tx CB, Ormond Beach, FL


Can a credit card company put a lien on a jointly owned property when only one person is named the debtor in North Carolina?

Maybe, it depends upon how the property is titled. Generally when a judgment debtor is married and the spouse is not a part of the judgment order, then real property cannot be attached by the judgment writ.


Does hospital bills go against your credit score in South Carolina?

If you don't pay them, yes.


Can liens be placed on property in North Carolina for non-payment of credit card debt?

Yes, in most cases a lien can be placed against real property belonging to the debtor. If the person is married and it is not a joint debt the property would be exempt from any attempt at forced sale. The N.C. homestead exemption is $10,000.


What can a credit card company do if an Alzheimer patient fails to pay off the balance?

The creditor can seek a court judgment and if successful can record a lien against the debtor's property. The lien must be paid before the property can be refinanced or sold. The creditor can also file a claim against the debtor's estate.


Can a credit card company put lien on your property in California?

Yes, if the lender sues the debtor and receives a judgment award, the judgment can be executed against personal or real property owned by the judgment debtor.


Can a credit card company put a lien on your house in North Carolina?

Yes, a credit card company can put a lien on your bank account or your house in North Carolina. They would have to go to court and obtain a judgment and will probably not do this unless you owe a large amount.