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yes people must pay of there debt or they can be evicted from there home or worse !
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∙ 14y ago
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What should you do if card services calls your home and you suspect it is actually a person impersonating your credit card company so that they can steal your identity?
The first thing is to make sure you DO NOT give out any information. Then call your credit card company to verify whether it was really them or not. If they say no, file a report with their fraud dept.
What type of services does 800 Credit Card Dept offer?
800 Credit Card Debt helps you consolidate all of your credit card debt into one monthly payment. They do this by contacting your credit card debt companies and negotiating a payment for you.
How do you report a credit card that you never knew about?
I had a 3 cases like this. Someone actually had 3 credit accounts opened in my name. How i found out about it was when i applied for a loan and the officer mentioned paying off credit cards. I knew i only had 2..but 3 more popped up. I asked to see the report got the name and acct. number so i could call and report the problem to the companies fraud dept. And everything else happened from there. So first i would say get the acct. information if you can at least he company name if not the acct. number that would work. That way you know who to call and they can pull any accounts that have you social security number listed on the system and the customer service dept can transfer you to the fraud dept. and let them handle it from there. Also that account will be removed from you credit report. Just make sure you tell them.
What is the proper procedure if you find a discrepancy on your credit card statement?
First you call the card issuer, explain your concerns at this point the will verify your account with you then transfer you to Fraud Dept.. This department will take down the information about your discrepancy, send you an affidavit to fill out sign and return. Once the affidavit is received your claim will be investigated determine your dispute credible or not.
Can collection agencies report the same dept more than once and for different amounts to the credit bureaus?
No. You have to put in a dispute saying that the two are the same debt and that there reported for two different amounts. The credit bureau will dispute it for you and have it fixed. The company in most states has 30 days to respond with the correct information. And then the incorrect information will be removed. If they don't respond at all to the credit bureau in 30 days the credit bureau will remove them both completely from your credit report. It is a win win situation.
can u get a grant to pay off credit card dept?
can u get a grant to pay off credit card dept
can a credit card company like capitol one who forward account to legal dept in state of california take garnish payments out unemployment if nothing can be resolve out of court?
You should not avoid paying the minimum due in your credit card account. The credit card company does not care if you lost your job. What you need to do is to speak with a credit consolidation agency in your area. Ask around about their reputation. The credit consolidation company will make a deal with your credit card company.
Can a credit card company garnish your wages in New Mexico for unsecured dept?
Absolutely ! If you owe money on a credit card - the company is perfectly justified in recovering that money - even if it means taking payments directly from your wages ! Credit cards are designed to be used responsibly - if you've overused the card to the point that you can't afford the repayments, it's YOUR responsibility to come to an agreement with the card company !
What are your legal rights on garnishments on a checking account for unpaid credit dept?
none if your creditor has a judgment on you and a writ to do so
What is the current credit card dept amount in the US?
$ 60000
What should you do if card services calls your home and you suspect it is actually a person impersonating your credit card company so that they can steal your identity?
The first thing is to make sure you DO NOT give out any information. Then call your credit card company to verify whether it was really them or not. If they say no, file a report with their fraud dept.
Can my spouse be liable for my credit card dept?
Nope.... your debts are YOUR responsibility.
How do you determine what the statute of limitations is on a credit card dept from 2001 in the state of Nevada?
http://www.creditcards.com/credit-card-news/credit-card-state-statute-limitations-1282.php
What type of services does 800 Credit Card Dept offer?
800 Credit Card Debt helps you consolidate all of your credit card debt into one monthly payment. They do this by contacting your credit card debt companies and negotiating a payment for you.
Which is this fax number 302-395-6930?
Discover Credit Card New Accounts dept.
Does a collection agent make a Commission on the collection of a credit card dept?
Yes they have to it runs about 10%
Why is it easy to get in credit card dept?
If you mean why is it easy to get in credit card debt, it is because you are not using cash when you purchase. Instead, you are using a plastic card to pay for your purchases. So, you can't keep track how much you have been spending.
