Yes, contrary to what some believe a consumer can be sued for unsecured debt (credit cards, promissory notes, pay day loans,etc.)
A credit card company can be sued if the company puts the charge on your bill. It is a civil matter and would be taken to small claims court.
If you don't pay your credit card bill, the company may put the nonpayment on your credit report. Also, the credit company may sue you in court.
A credit card company can garnish you wages if they successfully sue for the owed funds in court. They cannot garnish wages before going through the court system.
Yes. Why should your citizenship matter? If you did something that harmed the credit card company, they can sue you.
In court, "Sue" just means "ask". The credit card company is just asking the court to require you to pay the debt. Yes, they can ask the court to require you to pay. The way THEY view it: You took on an obligation to pay for credit card purchases. You promised to pay for future purchases and be responsible with your finances when you signed the credit card agreement. Then, every time you used the card, you signed an agreement stating that you would pay for the purchases. Now you're claiming that it wasn't your fault, that the credit card company is responsible because they gave you a card when you weren't employed... It was YOUR responsibility to only purchase what you could pay for. The credit card company didn't have a method of determining your ability to pay for your debts.
as long as it remains a part of your credit report, 7 years.
A credit card company cannot freeze your bank account. However, it can sue you in court for any overdue balance. If the credit card company is successful, the court will issue a judgment lien that the creditor can use to freeze your bank account and seize any money you have on deposit. In fact, the judgment lien can be used to seize any assets you own to satisfy the lien.
Not unless they sue you and and win a judgment in court.
It depends on the credit card application and the structure of the company. Most credit cards issued to a small business are guaranteed by the owner. In that case, you must pay. If the card was issued soley to the company, the credit card company could sue your corporation to recover any assets available. If the company was a sole proprietorship or a partnership, you are liable.
A credit card company can sue you and receive a judgment in court demanding you repay your debt, but they can't take your car (or any other property) or put you in jail. Check out the Fair Debt Collection Practices Act for your rights as a consumer.
sue dem if dey can prove that u had their card den dont sue dem
Nice try - but no, you can't.
Yes, they can. I do know of a law firm that helps delay trials and settle out of court, let me know if you want to know about them.
Can you sue your absent husband for not paying a credit card he borrowed money on, the credit card is in my name only?
I doubt seriously anybody on earth has a $90k limit on their CC's - even if the debt is 50 cents, they can sue you for the balance. You borrowed the money and promised to pay it back ... you don't pay, they sue. Simple as that.
Yes, they can. For a credit card company to actually SUE someone is pretty serious. If you're talking about collecting on a debt owed, they can certainly get a judgement against you. If they win a judgement against you, they can collect the debt when you become employed or even have your salary garnished. At least in the U.S., anybody can sue anyone for just about anything. Whether or not that law suit is justified, or won't be immediately kicked out of court, is the question.
Well, the answer is yes, in general. Any company or any person can sue any other company or person for any reason. If what you mean is can a credit card company sue a person for unpaid debt, yes, they can, and they will probably win unless you file bankruptcy or seek some other type of payment agreement.
Yes, a card company can sue you for paying less than the minimum amount because you are violating the terms of the agreement. They will not sue you unless you are very far behind or owe a lot of money.
If they have your address & phone number they will try to collect. They can sue you.
All depends on what your states SOL are on written contracts
Generally, it will sue (or sell the debt to someone who will sue) within the statute of limitations for suing on a credit card debt in your state. This is often 5 years, but it can be less or more.
I would think so. If they get anything or not is up to the court. Some assets will be exempt, but I'm not sure what.
If you're talking about a credit card charge you disputed with the credit card company and the credit card company determined the dispute in your favor generally no. The other question you have to ask yourself however is if you received a good or service in exchange for what you charged to your card? Just because the credit card company determined the dispute in your favor and charged back the company, they don't lose the right to sue you or send you to a collection agency for a good or service you received. If the company sues you in court, they may be awarded the chargeback fee in addition to the amount owed in order to cover all damages that you caused them.