The laws vary from state to state but i believe they can after suing and getting a judgment against you. I have "heard" they only sue if the amount of debt is substantial..like more than a few thousand dollars because of the cost of lawyer and other associated costs. They should have to notify you before suing but again that might vary from state to state. Anybody else "heard" anything different?
The Debit and Credit on a bank statement reflect the Bank's accounting records, not yours. So when you deposit money into your account, the bank owes you that money to you - it is a liability for them, therefore a credit entry. Similarly, if they charge you a bank fee, it reduces their liability to you, so they would Debit your account (on their books) and Credit an Income account.
what do you mean by increased side? it depends on which account you are talking. in bookeeping entries of a company a credit on its bank account means money going out the business. in a reserve account it means money being added to the reserves! If on the other hand you are talking about a bank account (personal) this normally means depositing.
A credit card company cannot freeze your bank account. However, it can sue you in court for any overdue balance. If the credit card company is successful, the court will issue a judgment lien that the creditor can use to freeze your bank account and seize any money you have on deposit. In fact, the judgment lien can be used to seize any assets you own to satisfy the lien.
There are three ways. 1. There should be a bank in France (if France is where you are talking about) that you will have to give them your money and they will convert it into french money. 2. If you have a credit card, you might have to call you credit card company to tell them that you would like to transfer your money to france. 3. If you have cash, bring it to your local bank and see if they can convert it into french money or convert it into french money into a card.
You can ask for a cash advance into your bank account as long as your credit card allows cash advances. When you call the credit card company to do so be sure you have the routing number and account number of the account you want the money to go into.Alternatively you can do that through western union although I do notrecommendthat way if it can be avoided as the cost last I looked was anywhere from $13-$25.
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