Yes, if the creditor sues the debtor and is awarded a judgment the judgment can be used to place a lien against real property belonging to the debtor.
A secured card is only as good at improving your credit rating as it is at reporting your payment history to the three major credit bureaus. You need to be sure that a secured card issuer reports back to the bureaus or it will be useless as a tool for helping you improve your credit rating. If the issuer doesn't report your good payments then you have lost one of the main ways of improving your credit in the first place.
yes
They can sue you, the results can lead to jail time for fraud or allow them to place a lien on property or to garnish wages. They can place a lien on property (depends on the agreement you signed). They can make an adverse entry in the credit reports.
The consumer will earn interest on the account, but may be "rewarded" with cash rebates (usually quite small) and other such perks. Credit card issuers to not have to pay card holders interest on such accounts, it would be contrary to the purpose of issuing credit in the first place.
I am not sure I understand your question, but if you are looking for a place to list your property, you can go to www.allwholesaleproperties.com and list your property for free.
The lien is probably still in place, and the fact that it was filed is still on your credit file.
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