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Q: Can a crediter report the same account every month?
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How often is your credit report updated?

Supposedly every month


What is sent to you by the bank every month?

An account statement.


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Creditors may report any time there is activity on your account, if a credit report is pulled [for a credit application] or if payments are made late. Capital One may report every month whereas a smaller department store card may not report at all. It solely depends on the creditor on how often the credit report is updated.


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How often does Capital One report to the credit bureaus?

Normally, banks such as capital one report to credit bureaus every thirty days or every month. Also, when they make their report, all information should be complete and correct.


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