Can a creditor garnish your wages or file suit for an old debt if you have been making payments as often as possible?
Yes, if the original terms of agreement were not followed, a
creditor could file a suit, win, receive a judgment and enforce the
judgment in the form of wage garnishment. Even if the debt is "old"
the SOL would more than likely not apply in this instance. Whenever
a payment or in some states even an agreeement or inquiry is made
on an account, the SOL restarts.