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Can a creditor send information to your employer regarding a debt you owe?
Wiki User
∙ 2006-03-21 23:47:40
No, it is a violation of the Fair Debt Collection Practices Act.
Wiki User
∙ 2006-03-21 23:47:40
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Do debt collectors have the right to request employer information?
Yes, but the individual is not legally obligated to answer such queries. It is assumed that the agency attempting to collect a debt has obtained the needed information from the original creditor.
What is the statute of limitations regarding a lawsuit for creditor debt in Michigan?
Six (6) years from the DLA on the account.
What is the statute of limitations regarding a lawsuit for creditor debt in Maryland?
The statue of limitation for Maryland is three years.
Where can one find information regarding bad consolidation credit debt and mortgages?
You can find information regarding bad consolidation credit debt and mortgages at the DebtHelp website. Once on the page, you will have access to expert guides, debt calculators and more.
How long after a charge off can a creditor sue?
Charging off the debt has not impact on the creditor's ability to sue. Charging off is simply a write-off for tax purposes. A creditor can sue any time prior to the expiration of the statute of limitation regarding of whether or not the debt has been charged off. The applicable time deadline will vary from state to state and depending on the type of debt.
Can the repo man speak to your employer about repossesing your car?
Debt collectors will use any means for information to collect their debt.
Is a hospital bill a creditor debt?
no
What is does it mean for an original creditor to recall their collection?
Recall of a debt by a creditor is when the original creditor asks for the debt to be returned to them after they have sold it, often to a collection agency. This may occur if the debt has not been collected for a certain amount of time, and the debt will be sold to another agency to collect, or if the debtor offers the original creditor a settlement.
Where can one find information for debt and equity?
There is a vast range of information both online and offline regarding debt and equity. Advice centres also have a range of leaflets and booklets with information.
What is OSI collection services inc?
OSI Collection Service is a "Third Party" Collection agency. Collection agencies buy your information from the original creditor in order to collect on a debt. What this means is that they make money if you pay anything on this debt, not only from the original creditor, but a commission on the payment that you make on that debt.
What to do if a creditor still says that you owe them after a cancellation of debt?
Ask the creditor to send you written verification of the debt including all of their documents after incurring the debt. If the cancellation of the debt is not indicated in their documents, then dispute the debt by providing your written notification of cancellation of the debt to the creditor and if unsuccessful, then dispute the debt with the credit bureaus who will initiate an investigation with the creditor and the credit bureau will usually repond to you in 30 days. If no response from the creditor then it will usually be deleted from your credit report. If the collection harassment continues then ignore it realizing that probably no legal action will be taken against you or you can contact an attorney to contact the creditor. Either pay the debt or file bankruptcy.
How do you you get collections off your report that are not yours?
Contact the credit bureau where the false information has been filed ie: Experian, TransUnion, ect. If you dispute the debt with them and the creditor can not prove its your debt they have to remove the debt from your report.
