Yes and no. Unfortunately, ability to pay is not a condition of filing a lien. The lien would be in the form of a civil judgment subsequent to a civl lawsuit, not a labor and materials lien, so you would have to be sued first.
Yes, a debt collector lawyer can potentially put a lien on your house regardless of whether you have young children. The decision to put a lien on the property would typically depend on the laws and regulations governing debt collection in your specific jurisdiction and the circumstances surrounding the debt. Having young children does not automatically exempt you from actions taken by debt collectors.
can a debt collector come to your house to collect a debt
It does not follow. The lien of the debt collector comes after the mortgage loan. Which means that the debt collector still may not be able to collect any money.
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Depends on the statutes in your state. If you are a self-help state and/or it's an act of replevin, and/or the debt is in the form of rent and the debt collector is the landlord removing an item from his rental property.
No
They operate the same as if the debt collector was in your state. I would ask for a Debt Validation letter from the new debt collector.Many times when debt is sold the supporting documents are not sold with it. If they cannot produce the original documents you may be in a situation where they cannot sue you and have to remove the deragatory from your credit report.P.S. I am not a lawyer.
Yes. Chp. 13 restructures your debt to your situation. Check with a lawyer most offer a free counsultation.
The duration of The Debt Collector is 1.82 hours.
The Debt Collector was created on 1999-06-25.
The Debt Collector - novel - was created in 2007.
A 3rd party debt collector can't say that unless they are one. Otherwise they are providing false and misleading information and can be sued for substantial amounts of money. But there are many 3rd party debt collector "Attorney Offices" and if that is the case Yes they can.
If it was an unsecured debt, and you did not intend to omit it for some reason that would constitute fraud, it was discharged. If a debt collector is trying to collect it, see a bankruptcy lawyer or a lawyer who handles debt collection defense. You can file for contempt in the bankruptcy court. You may also have rights under state consumer protection laws.