0
Can a debt collector try to collect on a debt that is your ex husbands?
Wiki User
∙ 15y ago
If you are a co-applicant, yes ..... otherwise no.
Wiki User
∙ 15y ago
Add your answer:
Earn +20 pts
Can a debt collector come to your house without prior notification?
No he certinally CANNOT. It's not allowed. Not legal.
Can a debt collector still try to collect on a 22 year old debt?
Yes, a debt collector could try to collect it. However unless this is a judgment the statute of limitations have expired and they would not be able to sue you or take any legal actions. They could not even threaten to take any such legal actions or reporting to credit and if they did they would be violating 15 USC 1692e § 807 which forbids a debt collector from use any false, deceptive, or misleading representation or means in connection with the collection of any debt. If this is a judgment then that may change the answer, since some states have judgments that last more then 20 years, some even forever.
How long can bill collectors try to collect a debt?
Until the end of time. Each state has separate statute of limitations that govern how long you can be SUED by a debt collector/agency/attorney, however, that doesn't mean the debt isn't valid and still owed.
Can a debt collector try to collect a debt from me just because i have the same first name as the person who owes the debt?
nope. I would think a debt collector would base his actions on more than a first name. ie. lastname, middlename, social security number, address, place of employment, relatives, and so on. Tell them that you dispute the debt. They have 30 days to prove the validity of the debt. If they fail to do so, they must cease their efforts.
What is your business?
When a customer's loan or bill goes into default the company that lent the debtor the money will try to collect the debt. Most debt collectors are from the actual lender or are contractors that have purchased the debt and will try to collect the money from the debtor with interest.
What can debt collector do to you can he put you in prison?
Debt collectors cannot put you in prison for owing money. They can take legal actions to try and collect the debt from you, such as filing a lawsuit or seeking a judgment. However, they cannot have you arrested or imprisoned for failure to pay a debt.
If you already paid a debt can a collection agency legally continue to try to collect the debt?
Not as long as you can prove you paid it.
Can a collection agency try and collect a bad debt after statute of limitation has been reached and if your spouse has made contact without your consent and they have sent a letter with the debt amous?
They cannot. Please double check on the State Statute of Limitation. In some states it is applicable from the date the debt is purchased. So, please check that. If you are sure, ask the collector to validate the debt.
Is there a limit to how long a creditor can try to collect a debt in England?
it was that if the creditor had not tried to collect within 7 years it was expired
Can a debt collector still try to collect if the original debt has been deleted?
Yes they can, just because the debt isn't reporting doesn't mean they won't stop their collection efforts. Send them a C&D letter, that way they can't communicate with you regarding the debt.
Can a collection agency still send you letters after a dispute has been investigated and deleted?
Yes. Deletion from the credit report does not affect whether the debt is owed or whether the statute of limitations on the debt has expired. Note that even if the statute of limitations has expired, collectors still can try to collect the debt -- they just cannot use the courts (or threat of legal action) to collect the debt. If you are getting collection calls on a debt that is past the statute of limitations, just send a written demand to the collector to cease all calls.
Can a collection agency try to collect a debt after 7 years?
They can send you a letter, but they cannot sue you.
