I work for a healthcare subrogation company so this question is right up my alley. I'm not really sure what you mean "there is no connection". If your health insurance company deems it work related, it is usually not for no reason (although you may say it's not to avoid work conflicts). The fact that it occured 3 years ago is irrelevant, as there is no statue of limitations on workers comp claims. I'm not sure that you personally could be responsible, but your employer could still be.
You do not have to reimburse your insurance company if the accident is the fault of the other driver and the claim is made on their insurance. If the accident is the fault of the other driver and their insurance does not cover everything and you make a claim on your insurance for reimbursement, your insurance will subrogate (collect back) from the other company.
Yes. Typically, it is the patient's responsibility to pay. The doctor's office will file the paperwork for you (usually) with the insurance company. But, if the insurance company doesn't pay them, then they will have to get the money from you. If he does get the money from you, then you can go to the insurance company and ask for reimbursement, or wait for the doctor to reimburse, when he finally gets paid from the insurance company.
In some states yes. You would need to ask your insurance company if that applies to you.
The insurance company would pay them directly to make sure they are paid.
no but you will turn gay women will scissor men may poke in each others ass
deductible
company will pay you the depreciated value and will then reimburse you for the difference once the buildings been replaced
Unreimbursed medical expenses are those that your insurance company, or HSA will not reimburse you for. These costs are not covered on your plan.
not sure but that doesnt seem right
It depends on the carrier. In most cases...yes. http://www.ohioquotes.com
Possibly. The insurance company has reimbursed your landlord for his loss, and may indeed be within their rights to attempt to recover that from you as the one responsible. You're not their customer, your lanlord is, and anything they can recover from you will reduce the premiums they charge their customers.Unless the insurance company in question is the renter's, because he had rental insurance. In that case, the renter would be the insurance company's customer. As to whether the insurance company would cover a grease fire, the renter would have to consult his/her policy.
Usually your insurance company will make that determination. The only time I can think of one insurance company working with another company to determine fault is if stories are mixed, or circumstances (such as weather, pedestrians, noise, etc) are too complex to tell initially.