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Answered 2014-08-24 16:53:43

Yes, it happens all the time. The homeowner can cancel the policy at any time or the company might cancel for various reasons outlined in the policy (insurance contract) you signed.

Either party, the insured, or the company, could cancel the policy, However if it is a choice of the homeowner, it would be best to maintain the policy as is untill the claim is resolved. You want to remember that once you cancel your policy. You will no longer have an agent in that company to advocate on your behalf.

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Where can you get home insurance after your policy has been cancelled due to a claim?

You will have to start calling local insurance agencies. Someone will provide you coverage and if no one will you can call your state's insurance commission and ask about an assigned risk policy.


Can homeowners insurance be cancelled because all sinkhole damages not repaired?

Yes, your homeowners insurance policy can be cancelled or non renewed if the insurer determines that your home or property has hazardous conditions. Especially if the homeowner has already collected on a claim and failed to make the necessary repairs.



Can you sell your home with a pending insurance claim?

Sure. You will need to make certain that you let the new owner know of the damage and of the pending claim. It will also need to be clear to the new owner that he will not receive the proceeds from the claim. As long as everything is made clear up front you should have no problem.


If your mattress breaks can you claim it on home insurance?

Short answer yes, if it is in your policy long answer, would not be smart to claim it.


Can a home insurance policy be cancelled for non payment?

Yes. Non Payment of premium can cause a cancellation or non renewal of an insurance policy.


Where can you get home insurance when you've had your policy cancelled due to a missed payment?

Home Insurance after a CancellationYou can obtain a new policy from any insurer of your choice. Just make some calls or look online.If the policy has been cancelled for less than 30 days you will likely be assessed no points against you at all by the new insurer. You very likely can even call back the insurer who cancelled your policy and have it reinstated or reissued.Once your Home Insurance has lapsed for 30 days many insurers will consider you ineligible for coverage through their program.



Do Home Warranty policies provide repair grants?

If a policy is in place and a claim is made that is covered by the policy, a claim adjustor will evaluate the situation and possibly provide payment for repairs. Costs vary on allowable amounts as dictated by the policy.


If a rental home insurance provider wants to settle a third party injury claim can you insist they instead defend the case if there is no fault in industry code to the property where the injury happen?

No, Your Insurance contract gives the Insurance company the right to settle or defend whichever is cheaper. If the insured property owner interferes with the companies decisions you could forfeit all coverage under your policy for that claim and even get your policy cancelled.


How long do you have to file a claim on your house insurance in va?

You will have to check your home owner's policy. It is a contract that you have with the insurance company and will specify how long you have to file a claim.


You own your home you stopped paying for home insurance. will i have problem restablishing a home insurance?

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Can homeowner's insurance be cancelled because of a wind damage claim?

Yes, actually the largest amount of non renewals for home insurance are due to claims.




If property is unoccupied could a claim be rejected?

Most insurance companies will not insure a vacant home. There are provisions depending on how ling you have been out of the home. Check your policy.


Will a claim be paid if insurance is in one name and home is in another?

No, most likely the claim will not be denied. If the owner of the home is not listed on the policy as an insured then the owner is uninsured and the company must by law deny payment of the claim. Every Homeowners Insurance contract requires disclosure of the legal owner at he time of application. If the property changes ownership during the policy term the Insurance Policy is automatically null and void at the moment ownership changes. The new owner has to make application and qualify for their own Insurance Policy. It is against the law to insure a home or property in which you have no insurable interest.


What is a manifestation clause as it pertains to a general liability insurance policy?

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What if your neighbors home burned and your home was damaged how can you make a claim with their insurance?

You don't need too. Just make your loss claim on your own homeowners insurance policy. If your neighbor is liable for your loss then your Insurance Company will subrogate the matter for you.


Can homeowners insurance specifically travelers drop you after just one claim?

Yes, it can happen, depending on what type of claim it was and especially if your a new customer with that insurance company. However, if you've been insured with them for many years there may be a specific reason they cancelled you. Claims that result from a failure of the homeowner to maintain a the home is often a reason for canceling or non-renewal of your policy. Without knowing the type of claim you had though, It's not easy to say why they would cancel you.


How do you fight a claim against your home owners ins?

That depends on what type of claim was denied and whether or not the loss was covered under the homeowners Insurance Policy. It would be an unwise and fruitless pursuit to sue the company over a loss that is clearly not covered under the policy.


Your home was flooded by a burst pipe from the neighbor upstairs how do you claim on his insurance?

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Can you change home insurance after a claim?

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