The right to foreclose upon default must be granted by the property owner. That language is included in the fine print in mortgage documents. The possibility for a "foreclosure" for unpaid assessment fees would be unlikely. The procedure for collecting overdue assessments should be set forth in the document that created the homeowner's association. The association can seek a court judgment and record an execution against the property then follow local collection procedures.
Yes, a homeowner association or other homeowners in a community can take a homeowner to civil court for overdue assessment fees in Florida. The homeowner association or other homeowners would need to file a lawsuit against the homeowner, seeking a judgment for the unpaid fees. If successful, the court may order the homeowner to pay the overdue fees, as well as any associated legal costs or penalties.
Yes. This is usually a last resort, but it is possible.
Yes. Read your governing documents to understand when and why the association might be forced to take this final step.
Foreclosure is a legal process whereby all interested parties are included, or the foreclosure procedure cannot be completed. If you believe that your association is foreclosing on your title, and you believe that your mortgage lender has not been informed, you can inform your lender, since the mortgage is in your name, not the association's name, and your responsibility is to protect your name.
Florida Student Association was created in 1976.
Florida Education Association was created in 1886.
Florida Music Educators Association was created in 1944.
University of Florida Athletic Association was created in 1904.
University of Florida Alumni Association was created in 1906.
Florida Basketball Association was created on 2012-01-11.
Many insurance companies offer homeowner's insurance in Florida, either on their websites or through local agents and offices. Popular companies that offer homeowner's insurance in Florida are GEICO, Liberty Mutual, and Traveler's.
Florida Grand Opera Musicians Association was created in 2000.