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What else can I help you with?
How are homeowner claims paid to person who had deed but not policy?
Homeowner insurance claims are paid to the policy holder, in a condo and the damages are being reimbursed by the association the deed and title holder gets the refund
Is the deed holder responsible for Homeowner Association fees if they are asked to leave by the homeowner?
Your question assumes that the deed holder and the owner are two separate people, one or both of which have their name on the deed. Or, the deed is held by a bank, or other entity. Association assessments are the responsibility of the owner listed on the deed, whether the owner or deed holder is a resident or not.
How can I get out of a homeowner Association ?
As most home owners associations are written into the deed as a convanant there is no way out but to sell the property.
Who is considered a home owner?
In our little corner of the world we define/clarify a homeowner as the owner of record on the deed. So, yes, in our neck of the woods, you would have to actually be listed on the deed to be considered the "homeowner" that is eligible to be on the board, if our governing documents restricted directors to association members. If you are not listed on the deed, you are not a member of our association, even though you may be married to the person listed on the title/deed. If you're name isn't on there with him/her, then you are not a qualified owner/member of the association. However, our directors are not required to be association homeowners/members, so a spouse of a member could run for our board of directors.
Can one be required to join a homeowners association?
No--unless the homeowner's association is in your home's deed. To find that out, you may contact the escrow or title company who prepared you home's closing paperwork.
Does a title insurance company check for deed restrictions?
If the Deed Restrictions are recorded in the Public Records of the County in which the property is located, then they should show in the search done by the Title Insurance Agent/Company/Attorney. The title insurance agent will show them on the commitment as exceptions, referencing the Book and Page in which they are recorded. It is always in a buyer's best interest, however, if no Deed Restrictions or Homeowner's Association appear to have been recorded, to have the Title company doing the closing prepare an affidavit for the seller to sign stating that there are no known deed restricitons or homeowner's association in which mandatory dues must be paid.
What happened when a homeowner pay tax deed what happen?
You get a receipt.
If my mother is deceased and the deed and home owners insurance is still in her name and the homeowner insurance lapsed How can I get new insurance?
Add your name to the deed.
Are you a homeowner if you pay mortgage?
You are, but your mortgage company is on the deed and is also considered an owner of your home.
Deed in lieu?
Often confused with a "short sell", a "deed in lieu" is used when a homeowner facing foreclosure asks the lender to accept the deed instead (in lieu) of foreclosure. A sample request for a deed in lieu can be found at the source below.
Is the presence of title insurance recorded on the deed?
No it is not. The same way that your homeowner's insurance is not recited into the deed either. Title insurance is non-transferrable between owners.
In Florida does a hoa board member need to be on the deed?
Your association counsel is best prepared to answer this question. Your governing documents, style of corporation or other guideline may determine what percentage of board members must be deeded owners.
