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Read your governing documents to determine your responsibility to pay assessments, and review your annual budget to learning more about the operating expenses for your community.

If additional fees are charged for amenities and you choose not to use them, you are not subject to these additional fees.

However, if amenities are included in your ownership share and your assessments pay for the operation of these amenities, then you owe the assessments.

If you choose not to pay assessments, the association has a responsibility to collect them from you. Their actions may include letters, liens and worst case: foreclosure.

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Q: Can a homeowners association file a lien against your home if we do not use the ammenities we really pay for?
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