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Can a judgment be placed on your home or wages garnished from a 15-16-year-old credit card debt and can they legally place this debt on your credit report after this period of time?
Wiki User
∙ 18y ago
The tricky thing about credit cards is that they never expire so no matter how old it is, they can call it in for collection now and put a lien on your home. If the debt is still active, then it can be on your credit report as well. It has to be settled in order for it to go the full 7 years and dissappear from your record.
Wiki User
∙ 18y ago
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can my wages be garnished for credit card debt?
Yes, if you were prosecuted for it and a judgment was made against you.
Can wages be garnished for non payment of credit card bills in Florida?
If your creditor has obtained a judgment against you, yes.
In Ohio can your wages be garnished for not paying your credit card debt?
Yes, Ohio allows wage garnishment by a judgment creditor.
Does Tennessee allow credit card garnishment?
A person's wages can not be garnished unless a judgment is obtained in court against that person. People get sued all the time for credit card debt. Once the credit card company gets a judgment, then they can garnish wages.
Can your federal income tax return be garnished?
If you owe back taxes, or owe the social security, have a judgment aginest you the taxes can be garnished.
Can a spouses wages be garnished for the others debt Utah?
In some instances, yes they can. Is the spouse listed on the debt? An example would be a joint loan or credit card. If so, that makes the spouse legally liable for the debt. If not, then no, the wages cannot be garnished because the spouse is not legally liable for the debt.
In the state of South Carolina can your wages be garnished or bank accounts frozen for a judgment from a creditor?
NO. In S.C. they can not garnish your wages if you have a judgement of a lien. It will go on your credit report, but no garnishments.
Can credit card company garnish wages if you do not show up in court?
I believe that if a credit card company takes you to court and you or your representative (attorney) do not appear, a summary judgment can be issued against you and the court can order your wages garnished.
Can MN garnish wages from credit cards sent to a lawyer?
Credit Cards cannot be garnished. If there are credit card debts, the wages can be garnished regardless of the location of the cards.
What if I don't have any assets and I have a judgment against me?
The judgment continues to sit on your credit report. In some cases, the person or company that was awarded the judgment on you can file paperwork to have your wages garnished and/or have any property that you have in the future held (titles) so you cannot sell them until the debt is repaid. That is uncommon though. In most cases, the judgment just sits on your credit, continuing to make it worse. You should pay your debt.
If you stop paying your credit cards can they come after your property?
A debt is a debt. The credit card collectors can take you to court and get a judgment on you to pay what is due. They can have your wages garnished. This is the channels they will take first. If they do not get satisfied through garnishments they can go after your property. But this is rare.
Can your paycheck get garnished for an unpaid credit card?
Even if a credit card company sues you and wins, the judge can only say that you do owe the money. He can attach a lien to your credit file which would prevent any new creditors from granting credit until the debt is taken care of. If you are in bankruptcy the rules change, each state has different laws. If the credit card company sues and receives a judgment in their favor your wages can be garnished up to an amount set by your state's laws.
