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Renters Insurance

Can a landlord require a Section 8 tenant to obtain renter's insurance?


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Wiki User
2007-11-04 04:06:17
2007-11-04 04:06:17

Yes, most of them want you to have it for liability purposes.

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Renters insurance covers only the renters stuff. You would not be covered as you do not have an insurable interest on his stuff.

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This depends on your landlord. Even if your landlord doesn't require renters insurance, you should buy a policy anyway, since you're going to have stuff of your own in your apartment.

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The general answer is yes. Although it may vary by state, the landlord can require in the lease that the tenant obtain renter's insurance. One exception to this is government funded housing.

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Yes! Your landlord can require anything he wants in the lease.

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Renters insurance and the Additional Insured It is common to list the property owner as an additional insured, After all you are renting his property and have accepted certain liabilities for damages to the property. The reason a landlord would require this is in the event that a loss occurs and the tenant refuses to file claim, the landlord as an additional insured can call and file the claim for you. Answer That is a good question. You are right to be cautious ask your insurance agent.


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