Can a new driver without a car drive their parents' car under the parents' insurance?
Yes, but the parents have to add the new driver to their policy.
Is it illegal for a driver with only a permit to drive his parent's car without having his name added to the insurance?
Once a teen driver with a permit gets a license in Texas can he or she still drive with an insured parent in the front seat without being on parents' insurance?
If unlicensed minor is given keys to parents car and finds themselves too drunk to drive causing equally unlicensed minor to drive and get into accident who bears liability for all damages?
The parents of the first child. Insurance will not cover this because a policy holder has a duty not to let unlicensed driver have their vehicle, whether a minor or not. The first parents are responsible because they knowingly let their child drive without a license and their kid let an unlicensed drunk driver drive their vehicle.
Do you have to get car insurance as soon as you get your license or can you just drive your parent's cars without an insurance of your own?
You need insurance if you own a car. As long as you are living with your parents and driving a car titled to them (even if it is "your" car), you just need to make sure you are listed on their policy as primary driver of your car and an occasional driver of the other family cars. They might save a dollar by having you EXCLUDED from the family car, but then you would have…
You can drive without Car insurance in New Hampshire. I live here. If you are hit by an uninsured driver and you have insurance then your insurance pays for your medical and car repairs. Its another way poor and non working people screw over those who go out and work everyday and pay for their way in the world. If you drive, you should have to have insurance. Its dumb.
If you do not have insurance but the car is insured are you okay to drive it if you are not the primary driver?
Some companies will allow the named insured to be excluded as a driver. Remember that an exclusion means that you will not be allowed to drive the vehicle and if you do then there is no coverage at all if a claim occurs. You will also have to have anyone who is going to drive the vehicle listed on the policy as a driver. You can't have a policy without a driver listed on it.
If you drive your parents car but you don't live with them and you get in an accident will their insurance cover you?
Sometimes. Sometimes insurance covers whoever is driving a particular car, and sometimes insurance covers a driver no matter whose car they are driving (as long as they have the car owner's permission). You should probably check with your insurance company to be sure, or have your parents call and ask them.
In Massachusetts do you always have to have a parent with you while driving or can you drive to school without a parent while you have your permit?
No, you may not drive to the driving school without a licensed driver at any time! This is considered illegal, not to mention risky concerning insurance laws! A driver with a learner's permit must always have a licensed driver in the vehicle. You're still learning to drive, which is why it's called a learner's permit and not a license.
My fiance is not listed as a driver on her parents insurance because she does not regularly drive their vehicle. Do I have to list her on my policy even though she can not drive my manual car?
Can you get insurance on a car that I own but can not drive it no longer until doctors okay my condition without primary driver?
Unlicensd teenage friend drove our car without permission and hit a tree. Will insurance cover this?
Can an unlicensed driver be ticketed for driving without insurance and the car they are driving is insured?
A driver who does not have a valid drivers license will be fined and charged, this has nothing to do with a car that is insured, if the driver is caught and cannot prove that the car is insured the fine will be doubled or tripled. No sane person would drive a car without a valid license or insurance, no matter what part of the civilized world you live in.
Can you drive a parents car with them in it if your not insured before you pass your test if you display l plates and they are supervising you?
Yes, but you will be driving illegally. Regarding insurance on written on a personal auto policy, if an insured driver gives you permission to drive their insured vehicle, their insurance covers your liability in an accident. The coverage extends to anyone, whether they are a legal driver, 4 years old, don't have a license, or are blind. However, you need a license to drive in order to be legal. Added: What the question is missing…
If your friend gets a speeding ticket in your car and is NOT insured but you are and they didn't give the officer your insurance info what will happen?
In the US insurance has nothing to do with speeding. If your state has mandatory insurance, the fact that your car is insured is good enough but the officer may want to see proof of insurance. Here it is the vehicle that is insured, not the driver. In UK you should not let anyone drive your car on the public road without checking they are insured. You can be fined if you let them drive…
If you have insurance and let your daughter drive your car and gets into an accident will your insurance cover for the damages?
Can a licensed teenage driver legally drive his parent's insured car in Texas without actually being insured himself?
Will insurance cover motorcycle if brother was driving it without a motorcycle license and you gave him complete permission to test drive it?
Would it effect the insurance he could get for his own car if my friend crashed my car with a learner's permit?
I wouldn't worry about your friend and his insurance, but your own. If you are a minor your parents owe for damages that your friend did to the other car. If you allowed him to drive the car without your parents permission that is a problem too. That was not smart allowing someone to drive your car.
In ma if you drive someone else's car and get a ticket who will have their insurance affected the driver or the owner of the vehicle?
Provisional car insurance is a policy that can be purchased by a person who is learning to drive in another person's car. The insurance covers the learner driver without risking the insurance of the owner of the vehicle. Companies that offer provisional car insurance can be located through an insurance broker.
Auto insurance typically covers the car, not the driver. So, if you have insurance on your vehicle, but you drive another vehicle that doesn't have insurance, you are not protected by your policy if you have an accident in that other vehicle. However, if you have insurance on your vehicle, and you lend it to a driver (from another household) who does not have his or her own insurance, they will be covered by your…