A homeowners association cannot be a mandatory association without the consent of 100% of the property owners in the development attempting to establish an association. In addition to the consent of the property owners, the association must follow certain procedures and file the proper documents in order to subject the property to the association's rule.
If the subdivision is subject to a Declaration of Restrictive Covenants that include a homeowners' association then your property is subject to mandatory membership.
A civic association gathers and operates around a civic principle. A homeowners association is a land-use covenant made with the local municipality, county and state that gathers and operates real estate around a set of covenants, conditions, restrictions and reservations. Generally, membership in a civic association is optional; membership in a homeowners association is mandatory when a person purchases property within the boundaries of the association's land plat.
It is only mandatory if you have a mortgage or lien on the home.
Yes, if you own a home, homeowners insurance is definitely recommended, if not mandatory by some mortgage lenders.
You would need the written consent of every property owner in the subdivision. The document with the consents must be recorded in the land records.
It is not mandatory.
No. Unlike auto insurance, homeowners insurance is optional and is not mandatory if your house is paid for. Just keep in mind though, if your home is lost due to fire, tornado, etc., you will not collect any kind of recovery for the loss. Also, without a homeowners insurance policy with liability coverage, you won't be covered for liability damages should someone fall or be injured in some way while at your home.
Yes, but is not mandatory to join or pay dues.
No. Your homeowners insurance, If you have additional living expense coverage, will pay for the cost of hotels, motels or other living arrangements up to the specified limits when your home has been demaged by a covered peril and is no longer livable while repairs are being made.
a drug -free lifestyle
a drug -free lifestyle
You might be able to get a reduction in child support based on a "significant" change in income.