Can a passenger in an uninsured vehicle that was at fault sue the driver of the vehicle that was hit?
Only if the other driver was at fault. If the driver of the uninsured vehicle was at fault, the injured person would have to recover damages from them.
Collision insurance will cover the damages to your vehicle- no matter who is at fault. Uninsured coverage is used if the other vehicle is at fault for the accident and you and/or anyone in your car is injured. This coverage will typically pay for related medical bills, loss wages, and general damages (i.e pain and suffering). Liability = Other vehicle damage Injuries to driver/passenger in other vehicle Injuries to passengers in your vehicle if you… Read More
No. No fault means exactly that. The driver not responsible for the accident cannot be held liable for injuries to any passengers in the at fault vehicle.
If you are uninsured and get hit by a drunk driver do you have to pay for his vehicle repairs in Washington state?
Are you saying that you are uninsured, and the drunk was at fault, if simply due to the fact that you were uninsured (and of no fault whatsoever), you have to pay for his vehicle? NO, the ''at fault/negligent" party is liable/responsible for the damages they caused due to their neglience. Subject to any laws in your state barring uninsured drivers/owners from recovery of damage. But just because you are uninsured (if not at fault)… Read More
You own an uninsured vehicle that was borrowed by a driver with out insurance in Florida she got into a no fault accident and the car was totaled. what is your recourse?
Its your fault
Can an insurance company representing a driver who wasn't at fault in an accident go after the lien-holder of the vehicle that was driven by an uninsured driver who was at fault?
Yes. See an attorney, before they sue you.
An insured driver is unknowingly driving an uninsured car and has an accident The owner of the uninsured car is injured Who pays for the uninsured owners injuries?
this is tricky, dependant on the state laws...you are driving an uninsured vehicle, you have insurance on another vehicle of your own, you get into an accident that is your fault...the owner of the vehicle is a passenger in the car and is injured...your policy should step in and cover this uninsured vehicle (assuming you have collision coverage on your policy) you chose to drive, (doesn't matter you didn't know it was uninsured) and if… Read More
The driver. Even though the driver didn't have anything personally to do with it, the driver is responsible for the vehicle, incl the passenger(s) and what they might do.
What will happen if you are a passenger in a car that has a severe accident and you are severly injured The car is uninsured and the driver who doesn't own the car is uninsured?
If there was another vehicle involved and the accident was that driver's fault you can file a claim through their insurance. Otherwise, the only other place to go is through your insurance. You can use your medical coverage (if you have it) and you should have "uninsured motorist bodily injury" coverage that you can use.
Even if a driver was uninsured, the driver who was at fault is responsible for paying for repairs. Not having insurance does not take away responsibility.
If you had an accident that was your fault you have uninsured motorist coverage the other driver was uninsured do you have to pay all the costs?
The at fault driver is responsible regardless of who has or does not have insurance. You were at fault, you get the bill. Fortunately though you have insurance. So they get the bill.
Both the "Driver and the Vehicle Owner" can be held jointly and severally "Liable" for an accident. If the driver of your vehicle was at fault and had the permissive use of your vehicle, Both the driver and the vehicle owner can be sued for damages and injuries. The driver, If at fault, would be financially liable because he was the direct cause of the accident. The vehicle owner is financially liable because of fault… Read More
Does State Farm Uninsured motorist coverage cover the damage to your vehicle if hit by a driver without insurance?
Yes and i believe no premium hikes if it was not your fault.
They can pursue him civilly, and the not at fault driver can also sue for damages.
Can the driver at fault file a claim to his own insurance for bodily injury under his uninsured motorist portion of his policy if he was driving a friend's vehicle who had no insurance coverage?
No. Insurance follows the vehicle primary, driver secondary. Since the driver is at fault and there is no coverage under the vehicle itself, the drivers policy would pay for any bodily injury or property damage he may have caused. Therefore uninsured motorist coverage would not apply. The only way that driver would have coverage for himself is if he already had Med Pay coverage on his own policy.
If an insured person allows an uninsured person drive her car and the uninsured driver has an at fault wreck who pays?
The Driver "and" the Vehicle Owner are both jointly and severally liable for all damages. She should contact her Insurance Agent for advice as to whether or not the Auto Insurance Policy will provide coverage for the unlicensed driver
Involved in a not-at-fault accident is it your fault or the owner's for driving their uninsured car if you thought it was insured?
Ultimately, the driver is responsible for everything that that is caused by or contributed to while the driver is in the vehicle. Lights don't work? Drivers fault. Not insured? Drivers fault. Answer If you drive a car that is not insured you can be ticketed for that. If you were not at fault in the accident then hopefully the other driver had insurance otherwise the damage to your friends car will have to be paid… Read More
The injured party should seek compensation from the driver of whichever vehicle was at fault for the accident.
No, liability insurance only covers the other vehicle if you are at fault for an accident. Coverage for your own car if the other driver is uninsured would come from one of two places: -your collision coverage, this would be the case regardless of if you or the other driver is at fault -your uninsured motorist coverage. This would be the case if the other driver is at fault. This is usually a separate part… Read More
Underinsurer or uninsured Property damage coverage pays for damage to your vehicle if another vehicle is at fault for the accident but is uninsured or underinsured.
What happens when you are involved in an auto accident and you are uninsured but the other vehicle is insured and you are not at fault but the other driver claims you are?
See this related answer: http://www.answers.com/Q/If_you_are_driving_without_insurance_and_are_involved_in_an_accident_that_is_not_your_fault_who_is_responsible_for_damages_to_your_car_What_legal_consequences_are_involved_for_the_uninsured_driver
If your at fault and you hit the other driver that doesnt have a license and uninsured who has to pay?
If you're at fault, you pay.
In North Carolina if you have liability coverage only and you damage a friend's car while driving it with their permission are you considered an uninsured driver by your friend's insurance company?
No. If you are driving a vehicle with someone's permission, they assume the risk of letting you drive it and therefore their insurance company also assumes the risk. Under the policy contract, you would be considered an 'insured' because you had permission to use the vehicle. If you were responsible for the damage to your friend's vehicle and the accident was your fault, the only coverage to file would be Collision Coverage. Uninsured motorist is… Read More
only if the passenger contributed to the accident (smoking marijuana causing the driver to get high via second hand, distracting the driver, etc) and can be proved beyond a reasonable doubt.
If an insured truck driver from another state hits an uninsured motorist will the insured truck driver's insurance pay the expenses of the uninsured person?
Only if the truck driver was at fault.
An insured driver is driving an uninsured vehicle that they own and have an accident causing property damage. With whom should I seek payment?
Damages should be sought from the at fault party. Failure to add the owned vehicle to the auto insurance policy has left the driver apparantly uninsured in that vehicle. The claimant may need to rely on uninsured motorits coverage. The insurer may offer a grace period for newly acquired vehicles. both drivers should contact their insurance company as it appears one may have no coverage in the accident.
Who pays when an uninsured vehicle is involved in an accident driven by someone other than the owner?
As a Broker I say it all the time to my clients - ALWAYS be sure who is driving your vehicle and vice versa... know about the vehicle you are driving IN. It is your responsability as a driver to acknowledge insurance coverage and ask/request proof. (yes, even from your bestest friend!) The fault therefore technically on the driver depending on fault issues as well.
If you have "Uninsured or Underinsured Motorist" coverage on your policy, then your insurance will cover it at no cost to you.
Who is at fault when driver B hits Driver A on passenger side when driver A is making left hand turn?
Entirely situation dependent. Need to know which vehicle had right-of-way in order to determine this.
If the insured driver is at fault then most likely his/hers insurance will be responsible. There is a fine line when it comes to a situation like this especially if you live in a no fault state. The only true way to know the answer is to talk to an insurance company/agent.
If the other driver is at fault in a collision and does not have insurance can the claim be paid entirely under your uninsured driver coverage?
Yes - that's the point of uninsured motorist coverage. You'll be bound by the terms of your policy so review it. But generally yes, if the at-fault driver is uninsured, you can make a claim against your uninsured motorist policy. You'll have to prove the other driver had no insurance. Generally an affidavit of no insurance, or a letter from the most recent insurer stating the policy had lapsed or was in some way not… Read More
Whose fault is it if an uninsured driver slides down a snowy unplowed driveway into the illegally parked car of the homeowner?
The fact that the car was illegally parked doesn't matter. The driver of the moving car was responsible to adjust their driving to the road conditions, and to ensure it was safe to proceed. This accident will be the fault of the uninsured driver.
P.S. The insured driver is found at-fault with witnesses. The uninsured driver is worried if his license will be suspended or facing any penalty for driving the his parent's INSURED car.
What happens if the driver who is not at fault for an accident does not have insurance in California?
Typically, the uninsured driver will be cited for it, and your insurance co. is liable for the damages.
Will progressive insurance pay for an uninsured vehicle if the at fault vehicle was insured by them?
The insurance status of the victim's vehicle is irrelevant. The at-fault insurance company will pay for your damages whether your car is insured or not.
If in an at fault accident and you have no insurance and there is no injurys to either party and no police come and make a report what should the uninsured driver expect in California or any state?
The uninsured driver, assuming they are at fault, can expect to be pursued civilly by either the other driver's insurance company or the other driver. The uninsured motorist can be sued for damages and any other expenses incurred as a result of the accident, including court costs.
An uninsured driver rear-ended another vehicle on an Alabama highway while stopping for a redlight is he at fault and can the other driver order him to pay for damages in 30 days?
First, Are you the uninsured driver or the person who was rear-ended? It doesn't matter which party is asking, or that the highway was in Alabama either. The driver who rear-ends another car at a red light is at fault 99.9+ percent of the time. But the other driver cannot ORDER him to pay, unless he happens to also be the presiding judge who hears the lawsuit (maybe Alabama does matter, after all).
Can you get a ticket in Louisiana for being a passenger in a vehicle when the driver does not have his license on him?
I don't think you can get a ticket for that reason, it was the driver's fault that he forgot his license, not yours.
If an insured motorist hits an uninsured vehicle and the insured motorist claims it is their fault who will pay for the uninsured vehicle?
regardless of whom is insured or not, the 'negligent' or liable party is responsible for the damage or 'to make whole' the injured (this means damage to vehicle as well) party........ i think the insured should pay since it was there fault
The operator of the vehicle is the one in charge of the vehicle and will be charged. Whatever reason you tell the judge will be up to him/her as to whether they believe you or not.
The driver that hit the parked vehicle would be at fault.
Maybe, (barring any exclusions in the policy), if an insured driver, drives an uninsured vehicle, many/most times their policy will kick in. However not always !! Sometimes, it will only come in for the first party damage. Many many questions would have to be answered (ie, do you drive this uninsured vehicle often? was this a one time thing? how long has this vehicle been uninsured? why were you driving it? and of course the… Read More
If the turning vehicle was struck by a vehicle entering the roadway it would be the the fault of the vehicle entering the roadway. HOWEVER, if the entering vehicle was struck by the turning vehicle, it is the fault of the turning driver.
The settlement would depend on the situation. If it is from a auto accident the settlement would depend on the limits of the at fault driver of the limit on the under of uninsured limits of the non fault driver.
Bad things, will mostly likely get a few citation from police. If he is found to be at fault he could be liable for the damage.
No. You coverages that apply is what you had at the date and time of loss.
Who is liable if you allow someone to drive your car amd he hits you with your own car and you have no unisured motorist coverage?
You have no insurance at all on the vehicle correct? And no other vehicles that have insurance? If the driver has insurance then that is where you need to go to look for coverage, if they are uninsured as well, then assuming he was negliegent (not all ped. accidents are the fault of the vehicle driver), then you will need to bring suit against the driver. Again assuming he was negliegent.
If an unlicensed uninsured driver has consent of the car owner to drive in a lot and is in an accident does the driver at fault still have to pay?
Yes, (subject to policy exclusions and your state law regarding uninsured unlicensed drivers), the person that is negligent, at fault is the one responsible for the damages to the 'innocent' party. Regardless of their licensing/insurance in most cases.
assuming your vehicle was not ''at fault'' at all for the accident, and the insured vehicle was wholely or 100% at fault you will be paid for your damages.......it is possible they could file a report with your state reporting you as uninsured, but doubtful
driver of parked vehicle
What happens if a fully insured driver admits fault for hitting a parked vehicle but the other driver involved in the accident had no license insurance or registration?
If the other vehicle was parked, there was no other driver to have license, insurance or registration. The driver who hit the parked vehicle is at fault and is liable for all damages to the parked vehicle.