Yes. Life insurance qualifications focus on the applicant's ability to breathe. So someone with Asthma or sleep apnia might have more difficulty qualifying for life insurance than a person who simply has mood swings. I am not trying to minimize the bi-polar condition by referring to it as "mood swings". I am trying to illustrate how the underwriter looks at these conditions.
Yes
A life insurance agent is the person who knows about the various life insurance policies and explains them to potential clients. The agent is the person who sells you life insurance.
A person can get life insurance NO matter where that person is ... it is up to the insurer to issue the insurance on the person more then likely the insurance company will not insure said person ...
No, you do not have to pay back life insurance if a missing person is found.
Life insurance is not a scam. There are benefits and drawbacks to having life insurance, it simple depends on the person's needs.
Banner Life Insurance offer life insurance services. They offer Term Life Insurance which covers a person for a specific time and Universal Life Insurance which covers one for life.
The insurance company.
you can't. The person needs to be out and off probation to be able to get life insurance.
Yes. You are limited in the amount of insurance companies that would consider issuing you a policy. I can help. 4LifeGuild
No. You have to have an insurable interest in the person's life in order to take out an insurance policy on their life.
Insurable interest refers to when someone (called Person A) wants to buy life insurance on another person (Person B). In order for Person A to buy life insurance on Person B, there must be an emotional and financial loss to Person A if Person B dies. You can't buy life insurance on some random person. Insurable interest does not apply to beneficiaries. You can name anyone as beneficiaries, whether they are related to you or not.If you are planning to get an affordable life insurance, i recommend you visit the site below and get insurance quotes. The site will pull up comparable premiums between different insurance companies and show you the best quote.http://www.goodinsurancepolicy.com
There are several places where a person could get more information on whole life term insurance. Websites such as Metlife and Prudential have information about whole life term insurance.