Anyone can and should refuse to answer any question about anyone other than themselves, especially to a collector.
Yes, I am aware of the Harris Debt Collectors scam, which involves fraudulent practices by Harris and Harris debt collectors.
If your spouse co-signed the debt, they will have to pay your debt. In most cases, the answer will be no, it is your debt and you are responsible.
Debt collectors can indeed take settlement money from someone if they owe debt. These collectors may take from what they need to.
No. The only two ways an IRA touchable is by your spouse or the IRS. Debt collectors can bluff and threaten you but don't give in. IRA is as safe as the gold in Fort Knox except spouse and IRS
Debt Advisor
In Georgia, as in most states, life insurance proceeds to a named beneficiary become the property of the beneficiary and are therefore not accessible to the creditors of the decedent. Of course, this does not apply to joint debt between the spouses or any debt solely in the name of the surviving spouse. In short, if the surviving spouse's name is not on the debt of the decedent, the surviving spouse has no legal obligation to pay such debt.
There are sites online that advertise their debt collection business. Some of these Debt Collectors are UK Debt Collection, Debt Recovery UK, Debt Collect and Debt Recovery Plus.
Debt Collectors - 2012 was released on: USA: 1 May 2012
can a debt collector come to your house to collect a debt
Debt Collectors - 2012 Debt Relief 1-2 was released on: USA: 1 June 2012
Not for private debt. Just make sure that the spouse is not a co- applicant. The spouse is responsible only if they are co-applicant.
The best debt collectors in the world would be International Collection Agency - The Debt Recovery Solution. They are recovery solutions for business and consumers.