Many insurance companies will not let you change your beneficiary, if it is your spouse, without their knowledge. You will have to contact your insurance comapny to find out.
Contact your insurance company. Your spouse won't know you've changed it. If they need to send you a new policy, ask them to let you pick it up at their local office. If they can only mail it to you, be sure to collect the mail before your spouse sees it.
If the spouse is the owner of the policy, he or she can make whatever changes they wish to the polciy without the consent of the other spouse. The same is not true for retirment plans however such as pensions or 401K's.
No
Signatures of both parents are required for a passport. can one spouse take kids out of county without letting the other spouse know?
Yes! You cannot file for divorce without letting the other person know about it!
An "Advanced Beneficiary Notice" (ABN) is a notice given to Medicare beneficiaries letting them know what medical services Medicare is not likely to pay for, and is given to patients before the service is performed.
you have it delivered
== == yes but the parent should know
No.
Not without letting you know first.
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There are a number of factors that can affect the ultimate payout. The employer and/or plan administrator would likely have a beneficiary designation on file for the 401(k). If the plan is an ERISA plan, it is unlikely that the interest of the surviving spouse (not the common law spouse) would be usurped. State law can come into play, too (ie, whether the wedded spouses were legally separated, etc.). I know this probably doesn't help, but the question is pretty vague and needs more details, such as was the spouse named as the beneficiary to the 401(k)? was the common-law spouse named as the beneficiary? what do the terms of the 401(k) plan indicate regarding distributions on the participant's death? is the plan governed by ERISA? were the spouses legally separated under state law (ie, did a court issue an order of separation? does state law take away the rights of a surviving spouse when there is a separation order?
Don't tell it or don't kill it.
I would ask her a question about homework