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Many insurance companies will not let you change your beneficiary, if it is your spouse, without their knowledge. You will have to contact your insurance comapny to find out.

Contact your insurance company. Your spouse won't know you've changed it. If they need to send you a new policy, ask them to let you pick it up at their local office. If they can only mail it to you, be sure to collect the mail before your spouse sees it.

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15y ago
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15y ago

If the spouse is the owner of the policy, he or she can make whatever changes they wish to the polciy without the consent of the other spouse. The same is not true for retirment plans however such as pensions or 401K's.

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Q: Can a spouse take you off as the beneficiary without letting the spouse know?
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