The wife can be added as a beneficiary. There can only be one name/social per IRA registration, thus Individual Retirement Account.
Yes. Having a retirement account such as a 401k or an IRA will not affect your ability to draw social security benefits.
No, unless it's a divorce or death issue.
To find your IRA account, contact the financial institution where you opened the account or check your account statements and online banking portal for information on your IRA.
No, you cannot take a loan from an IRA account.
No, you cannot take a loan from your IRA account.
No, you cannot take loans from an IRA account.
No, you cannot borrow money directly from your IRA account.
No, you cannot borrow money from your Simple IRA account.
You can find an IRA account by contacting financial institutions such as banks, credit unions, or brokerage firms. They can help you open an IRA account to save for retirement.
You can figure out the the amount to invest in your Roth IRA account at www.fairmark.com. You can also try www.investortrip.com/which-roth-ira-account-is-best-for-your-retirement/
IRA mutual funds are those that are suitable for an IRA. An IRA is otherwise known as an 'Individual Retirement Account'. It is an account designed for retirees in the US.
You can roll over a 401k account into your IRA account. This is cost effective and relatively easy.