I have worked in collections in the past and if they have performed work on you and you do have a balance with the dentist and its in non payment status, then YES they can send you to collections. I recommend getting onto a payment plan with the dentist. They usually are pretty flexible with the patient because if they send you to collections then they have to pay a fee to the outside collection agency and normally they try to avoid that. Hope this helps
If the payments are not suitable in size to the creditor, then yes. This commonly happens with medical bills. Hospitals and clinics are not required to extend the courtesy of credit to anyone. Payment in full tends to be the policy. If you owe thousands and are only paying a small amount (like 50 every month) they will send it to collections.
Yes, interest and fees are still charged when an account is sent to collections or purchased by a third pary collector.
A pre-charge off is when the creditor is giving the debtor notice that the account is in default and will be sent to collections if a payment agreement is not made by a specified date. Post-charge off is when the account has been sent to collections, sold to a third party creditor or referred to a legal firm for further action.
I was sent a bill from an agency , the bill was from 7 years ago I have never been sent a notice about this bill before now collections has sent a statement to me. Since I have not gotten anything about this before then can I fight this account?
NO....... Collection Accounts are NOT open accounts feel free to stop by www.debtorboards.com and do a search on OPEN it will explain alot
not unless you file for bankruptcy yourself. you can, however, go extremely negative to the point where you will get your account closed and sent to collections.
If a credit card account has an outstanding balance that is defaulted on, the account will not be closed. The account will be charged to profit and loss, or sent/sold/assigned to collections, either internal or external.
No.
Yes, having a bill sent to collections can negatively impact your credit score.
Closing a checking account does not directly impact your credit score because checking accounts are not reported to credit bureaus. However, if the account is overdrawn or has outstanding fees, it could be sent to collections, which could then affect your credit score.
Yes, they can. And they most likely will at some point.
Yes, collections can hurt your credit score. When a debt is sent to collections, it indicates that you have not paid it as agreed, which can lower your credit score.