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No. Individuals generally do not have the ability to submit tradeline information to a credit bureau.

However, ANY corporate entity (including sole proprietors) may become a member of a credit bureau and submit credit information.

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Q: Can an individual that is not a bank change someone's credit report?
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Related questions

How can you get an unpaid bill put on someones credit report?

Take them to court.


Can you place a outstanding bill on someones credit report?

Yes, if you are the original creditor and you have an account with any of the three credit bureaus.


What exactly is a 3 bureau credit report?

A 3 bureau credit report, refers to a credit report that contains all the credit scores of an individual, from the leading three credit bureau companies.


What is the purpose of a free credit report?

The purpose of a free credit report is that the individual can get a report of their credit records. This way they can know what there standing is in terms of credit, and see if they have good credit or bad credit without paying any fees or services.


What can one get from credit report services?

A credit report helps the Fair Credit Reporting Act to include information on where an individual lives, where he lives or if he has been sued. A credit report service can give the person a free credit report to fill in the information and send it.


Can an individual change someone elses credit report?

Individuals may not submit changes to a credit bureau, however, any business entity (INCLUDING sole proprietorships, which may only be one person) that is a member of the credit bureau may report tradeline information.


Where can a person get a credit report?

There are many websites that an individual can get a credit report. The three online companies that offer them for free are Equifax, Experian and TransUnion. Everyone is able to get one free credit report.


Can an HOA report a judgment on an individual persons' credit report?

Yes, if the association won the judgement.


If you have good credit history with some credit cards will they still show that on your credit report and that you paid on time after filing chapter 7?

It depend on the individual credit card companies if they report on your credit history or not, like some department store credit cards may not show on a credit report


If you have an individual credit card will it show up on your credit report with your husband?

It can. My wife and I have some individual cards that show up on both reports and others that do not.


How will a forEcloser effect my credit?

Its probably the worst individual thing in A credit report, Depending on how your credit is otherwise, It may or may not be devistating.


Does bonding require a credit report on an individual?

sometimes, although often the less detailed credit score is used