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Q: Can an insurance company cancel homeowners if foundation needs some resurfacing?
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Does homeowners insurance cover a foundation wall caving in if no water or mud is present but cement blocks fall into the basement below ground level?

Homeowners policies have an exclusion for 'settling, shrinking, bulging, cracking, ect. of a foundation or wall. You can report the claim and see what your insurance company does, maybe you are on a sinkhole.


Is it illegal for a homeowners insurance company to drop you?

No, it is not illegal for a homeowners insurance company to drop you. But they have to follow the rules for cancellations and non-renewals for the state they are operating in. For example, in Louisiana, if you have been with your homeowners insurance company for 3 years, they can't drop you. In Florida your homeowners insurance company can drop or cancel you but they must meet the minimum notification timeframes.


Are snowmobiles covered on your Homeowners insurance policy?

depending on you insurance company... I know my snowmobiles are covered on my homeowners


Where can you get homeowners insurance for a home that has had a fire?

If the fire damage has been repaired, you can get homeowners insurance from any company of your choosing.


Do you have to have your house inspected to get homeowners insurance?

The insurance company reserves that right.


Can Non driver homeowners insurance be on a drivers auto insurance?

Homeowners insurance is separate from auto insurance. You may get a discount if you buy both from the same company.


Can Allstate cancel your homeowners insurance because the foundation of your dwelling is not continuous?

Yes, If the condition of your home or any of it's pertinent structures does not meet the Insurance Company's underwriting guidelines they can deny or cancel a policy.


Hard to insure homeowner's insurance?

Hard to insure homeowners insurance could mean that you have poor credit or represent high risk to a homeowners insurance company.


What types of homeowners insurance does the company Chubb offer?

Standard home insurance and valuables insurance are two of the different types of homeowners insurance available to customers that are offered from Chubb.


Can your insurance company raise your homeowners deductible without you consent?

it depends on the company


What companies sell homeowners insurance in FL?

None of the major insurance companies sell homeowners insurance in Florida. The state has made a mess in the insurance market and now the state run company citizens is reaping off homeowners.


Can a mortgage bank or company cancel your homeowners insurance with a private company?

What do you mean "private company" If you have HO insurance the bank can not canel it. Only you can.