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No. One thing has nothing to do with the other. If they threaten it, you should remove all business from them and go through someone else. There are companies who will give you discounts for getting all of your policies in one place (Farmers does it, maybe AllState) == == Your homeowner's policy can only be cancelled for non-payment of premium, or issues relating to the risk. If a company threatens to cancel your homeowners insurance just because you refuse to place your auto coverage with them, you have a legitimate complaint for the regulatory authorities. Your policy should contain the name and phone number of the agency that handles complaints, such as an Insurance Commissioner.

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โˆ™ 2008-09-17 02:25:26
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โˆ™ 2015-05-18 17:04:53

That would be very bad business on the part of the insurer.

Many homeowners would pay less for their insurance if they do not have them bundled together with the same company.

I have a customer who previously had his home and car insured with the people. He had a 3 percent discount on the car insurance for having his home with them as well. When he calculated the 3%, it turned out to be a discount of only $36.00 per year.

By separating the policies he saved $940.00 on the home insurance, but he did have to give up the $36.00 he got with the 3 percent discount on the car insurance. He said he was more than happy to write 2 checks a year instead of just 1 in light of over $900 in savings.

$940 - $36.00 = $904 in annual savings.,,, Easy Peasy.

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Q: Can an insurance company cancel your homeowners insurance because you refuse to have your car insured with them?
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