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Here are opinions from FAQ Farmers: Yes an Insurer can cancel or non renew your policy in accordance with your states reglations for a number of reasons. Reasons for a cancellation or non-renewal can include but are not limited to the following. A substantial change in risk factors related to your coverage. Diminished capacity to accept risks in your region, such as when after a major storm has depleted the insurers reserve funds due to claims and the company is required by law to reduce its insured portfolio. They may also occassionally change qualifying criteria for certain policy lines. if an Insurer changes for example to a credit scoring component in their rating system, the insured may find they no longer qualify at renewal time for the policy previously issued. Policies can often be terminated or non renewed regardless of your clams history. * I'm sure they can do anything they want. But if you've never filed a claim, I don't know why they would. Unless you've had a lot of late or missed payments. If you don't know the reason, you should call and talk to them. It could be a mistake.

2009-07-21 04:55:53
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