0
Can an insurer sue an employer to recover benefits for on the job death?
Wiki User
∙ 16y ago
That is a great question! The answer is, it depends. If there is outright and proveable negligence on the part of the employer, the insurer may have cause to either deny paying the claim (under the employers's liability coverage), or pay the claim to the injured party(ies), and then litigate the employer to recover the damages.
Wiki User
∙ 16y ago
Add your answer:
Earn +20 pts
Will life insurance benefits be paid if insurer refuses treatment for incurrable condition?
if life insurance policy passed the contestability period, benefits will be paid at insured's death.
What are the benefits of having a life insurance policy?
Life insurance is a contract between an insurance policy holder and an insurer. The insurer promises to pay a designated beneficiary a sum of money or the benefits upon the death of the insured person. The main benefit for the policy owner is peace of mind knowing that the death of the insured person will not result in financial troubles for loved ones and lenders.
Is there subrogation in life insurance?
No, there is no Subrogation lien held by a life insurer for death benefits, as it is never deemed the compensation for damages caused by another - the underlying basis for all other Subrogation matters..
How long does it take to receive life insurance money?
Initially, you must file a claim for benefits with the insurer, accompanied with proof of death, such as a death certificate. The life insurer will have a protocol outlining what is required. Barring complications or competing claims to the proceeds, the insurer will issue a check. Presumptively, the person named on the application for the life insurance will be the correct recipient, but there could be competing claims, or a question could arise as to whether the policy was in force at the time of death. Questions such as these could delay the remittance of proceeds. The statutes of the State in which the policy was issued likely provide that, absent a coverage or other question by the insured, payment must be processed within a stated number of days after the written claim for benefits, the death certificate, and other necessary information is received. Often, the statutory period is 30 days. If not paid within that period, the insurer may be liable for interest at a statutory rate.
When a death in the family occurs does the family qualify for the deceased's final work pay and vacation pay?
The deceased's ESTATE is due ALL pay and benefits that are owed up to the time of the death. The 'executor' of the estate may have to approach the deceased's employer to collect these benefits however.
Want to fill out death claim for Met Life insurer?
Yes
Could you collect disability if your employer does not provide disability it and your work requires you to be on your feet and have to have foot surgery and be off work for two months?
There are two ways that a person can receive Disability benefits: from Social Security and/or from an employer or individual Disability policy. If your employer does not provide Disability insurance coverage and you do not have your own individual Disability coverage, you will not be able to receive disability benefits, unless you live in a state that has a state-sponsored plan. In order to receive benefits from a Disability policy, you must actually own one or have coverage through your employer. Additionally you must satisfy the requirements of the contract in order to receive benefits. Social Security benefits only pay benefits on disabilities that are expected to last longer than 1 year or end in death, so you would not qualify for Social Security benefits.
What is the most difficult death to recover from?
Spouse
Can a beneficiary collect life insurance benefits if they are accused of murder?
An accusation (for example, an indictment) will most certainly give a life insurer cause to investigate the death of an insured. However, the insurer is unlikely to fully deny the possibility of paying the accused until the resolution of formal charges. If the beneficiary is adjudicated guilty of the murder, it is likely that the insurer will refuse payment. The public policy reason behind this is that beneficiary should not be allowed to benefit from his/her own criminal act.
Why would life insurance company ask you to sign something telling them who your plan is with through your employer?
One of the factors that a life insurer is concerned with when issuing a policy is whether the applicant has a pre-existing condition (a condition that existed prior to the application for life insurance). It wishes to know this because, based upon the insurer's underwriting guidelines, it may want to, or have the right to, exclude coverage if death results from that condition. Therefore, the life insurer may want to examine the health insurer's records to determine if (1) answers on the two insurance applications were consistent; and/or (2) the health insurer paid claims for treatment of a condition that was not disclosed on the life insurance application.
Who contact regarding a Death Benefit?
Every life insurer has seperate death claim cell. In case of death claim, the incharge of the cell has to be contacted for the needful.
If you receive monthly payments for a life insurance benefit for the death of a spouse are there any rules that would set a time frame of yrs before they could remarry and not lose remainder of benefi?
I don't think there is a time limit to it. Of course, when you are the beneficiary for the death benefit and it has been set up for a specified amount for payments...you should be able to receive the death benefits regardless. The insurer has the obligation to pay out the remaining benefits until the cash value has been depleted.
