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Can an unauthorized credit card user be responsible for debt that was charged?
Wiki User
∙ 17y ago
If you were unauthorized, you can be held legally -- and possibly ciminally -- responsible for any debt you incurred.
Wiki User
∙ 17y ago
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If your wife is an unauthorized user on your credit card account are you still responsible for the debt?
no but you will experience mad snail disease
How can you prosecute for unauthorized credit card charges?
You can call your local law enforcement and report the unauthorized charges. You can also call your credit card and they will help you prosecute.
Are you responsible for fraudulent credit card charges?
As a general rule, . The federal government mandates that you can be held liable for only $50 of unauthorized charges, and many credit card companies even waive that. This is if the credit cards were stolen. What may be the sticky point
Can you make someone legally responsible for damage they intentionally did to a hotel room that was charged on your credit card?
How did the damage come to be charged against YOUR credit card? Other than sue them (perhaps in Small Claims Court), no, there does not seem to be an alternative.
Dispute Fraudulent Credit Card Transaction?
Get StartedThis letter provides notice to the credit card company that there is unauthorized activity on your card and that you should not be held responsible for those charges. Under the Fair Credit Billing Act you should contact the credit card company within sixty (60) days of receiving the statement with the unauthorized activity. There may be other important information in the "fine print" on your statement that explains procedures that you should follow.When you receive a credit card statement you should carefully review it for possible errors or fraudulent activity. If there are charges on the credit card that were not authorized, then you should dispute them by sending this letter to the credit card company.
Does it matter what was charged on my credit card and when it was charged?
Yes.
What future implacations does a charged out credit card balance have and what does charged out mean?
Charged out means you cant charge any more on your card, & the furer implications it will have is it will slowly make your credit bad credit till you pay your credit card off where their is no more out standing balanc.
Who is responsible for a deceased person credit card debt in North Carolina?
The estate is responsible for the decedent's credit card debt.
What prevents unauthorized users from gathering transmitted information such as credit card numbers?
Enyption
Is an authorized credit card user responsible for credit card debt if the primary card holder declares bankruptcy?
No. The card holder is responsible for all debt on the credit they extended to him. (You may be responsible to the credit card holder for the debt he incurred for you, if that was your agreement).
Is a retailer responsible for fraudulent credit card charges?
I'm not sure about your particular case, but I know that unlike consumers, retailers are generally liable for check/credit card fraud. I know of a particular case where Home Depot took the loss for an unauthorized $3,000 credit charge for a generator purchased in person with a stolen credit card. There's more info for merchants on this website: merchantaccountadvisor
Which federal credit law protects you against an unauthorized use of your credit card?
Fair Credit Billing Act (FCBA) which passed in 1975.
