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Yes, of course! Insurance companies love two-car policies and often offer discounts. Compare rates to see if it's cheaper to combine or have separate insurance. Each driver will be rated separately, and each vehicle will be rated separately. If you own a house together, and use the same carrier for your homeowner's and auto insurance, even better.

Usually if you live together and your insurance policy is aware of that, they will want the "roommate" to be either explicitly included on the policy (listed as a driver and their driver's license rated) or EXCLUDED (not allowed to drive the car and not covered if they DO drive it).

If you have the same insurance that you had before you lived together, the insurance company might not be aware that you have a "roommate" and this could change your rate. When investigating combining your insurance you may want to consider NOT mentioning that you live with someone if they have a bad driving record.

If one person has a bad driving record, it's sometimes cheaper to have separate policies although in that case the policy of the better driver may need to exclude the bad driver from the policy.

For unmarried gay couples in states or cities where there is domestic partnership there may also be a discount because of this relationship, although it may take some research to find carriers that offer that discount.

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โˆ™ 2015-07-15 18:46:18
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Q: Can an unmarried couple living together share the same policy if they each have their own car?
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Related questions

Can an unmarried couple living together share the same car insurance policy with famers insurance?

Yes. Any member of the household would need to be listed on the policy.


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Yes, you can have a single policy with both of your vehicles on it. It is advisable that both persons be "named insureds" (both peoples names appears on the policy and on pink cards. However, you may want to wait until after the marriage if the bride will be taking the grooms name.


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In the state of Texas you do not have to list your child on your policy. If living in your home you can enlist a separate policy for that child. If living in another home it is never a requirement to have them on your policy although there are some policies which certain insurance companies write which require the child on your policy while living in your residence.


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Call their agent and add the other person to their policy.


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Most Chinese people realize it is a necessary policy to curb overpopulation for the sake of improving living standards.

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