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Drivers are not required to own a vehicle to obtain liability auto insurance. If you do not own a vehicle you can purchase auto insurance to cover you when you are driving borrowed vehicles, rented vehicles, or behicles owned by others.

If you are required to provide an SR-22 to the DMV to keep your driving privileges (for example, after having your license suspended due to an at-fault collision and not having insurance to cover the other party's damages), you may have to obtain a special kind of high-rish non-owners coverage that is generally referred to as an SR-22. It is usually substantially more costly than standard liability coverage.

Not all insurance providers offer Non-Owners coverage. It is important to contact insurers or their licensed agents directly and ask if they offer this specialized form of coverage to obtain a quote. In all events, it is critical to ensure that the insurer is authorized to transact auto insurance in your state. This can be done be checking with the state insurance regulatory authority.

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14y ago

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