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No. An insurance policy cannot be issued to pay for an accident that already happened. Why in the world would you think that an insurance company would take on a claim that happened before you purchased the policy.
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Does homeowner's insurance cover car parts that were stolen if the person wasn't at home specifically the engine computer?
No. Automobile's and parts are covered only by the automobile policy. The homeowners policy speically excludes automobiles and parts. //
Does policy cover air condition unit?
No way of answering without knowing the specifics if your policy. You should speak with an agent from the company which issued the policy.
What is the best way to explain what a breakdown cover is?
Breakdown cover is a form of automobile insurance policy to assist drivers if they have a mechanical failure with their car that leaves them stranded.
Does homeowners insurance cover a vehicle if it got hailed on while on the property?
No. Homeowners Insurance does not cover Hail damage to an Automobile.Hail damage to an automobile is covered by the vehicles Auto insurance policy. Vehicles are not scheduled property on a homeowners policy.
What is the difference between a policy holder and a beneficiary?
the person in whose name the policy is issued legally is known as policy holder the person who gains insurance cover is known as beneficiary ,it may be himself or dependents(nominees)
Does your home insurance cover damage to your car from falling tiles during a storm?
No, Homeowners insurance does not cover damages to your automobile. Your home insurance policy is property insurance for the specified structures and real property listed on the policy. Cars are not listed as covered property on your home insurance policy, that's what auto insurance is for.
Can you purchase insurance to cover a accident?
No, you can not. All insurance policies are effective form the date of purchase, not retroactively.
What specifications cover automobile windshields?
does pip cover windscreens
Does home insurance cover damage to visitors car?
No, Home insurance does not provide coverage for automobiles, it does not matter who the automobile belongs too. That's what auto insurance is for. Damage to an automobile would be covered under the vehicle owners auto insurance policy.
Is a snow plow or dump truck covered by automobile insurance policy?
Either vehicle is covered by auto insurance but you would need to get insurance policies that cover commercial vehicles.
Who is covered under your insurance policy Will your insurance cover your niece to drive your car?
Yes, if she has not been previously excluded in writing. If she is going to be a regular operator of the vehicle then she needs to be listed as an operator on the policy. An automobile insurance policy coveres named insured, family and anyone who with PERMISSION drives the vehicle.
If I have property stolen from a friends car should their home owners cover the loss or mine?
Neither homeowner's insurance will probably cover property stolen from a car. Homeowner's insurance usually only covers stuff stolen from your home. However, the automobile insurance policy might cover it.
